BorealMoney · Canada
Save money on your mortgage, your phone bill and your brokerage account.
Every rate and fee on this site was published by the lender, bank, brokerage or phone company itself, and each figure shows its source and date. The mortgage board below shows the lowest rate for each term that we confirmed on a lender's own website.
2,787 published rate rows, captured November 14 to 15, 2026. Every row names the page it came from.
FirstOntario Credit Union · 5-year Variable High Ratio · Confirmed at the lender's own published rate page, November 15, 2026
Every published 5-year variable row →Steinbach Credit Union · high-ratio · Confirmed at the lender, November 15, 2026
Provincial Credit Union · Confirmed at the institution, November 15, 2026
Renewing a mortgage? Compare the board below with the rate on your renewal letter before you sign it.
Have cash to park? GIC and savings rates are listed with the conditions printed on the promotional offers.
Paying too much for banking or your phone? The fees and plan prices are listed as published, so you can check your bill against them.
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What do you want to compare?
Mortgage rates
Every published mortgage rate, led by the lowest figure for each term confirmed at the lender itself.
See the board →GICs
GIC rates by bank, credit union and term, including cashable and market-linked GICs.
See the shelf →Savings accounts
Savings and chequing rates with the conditions printed beside the figure, promotions included.
See the rates →Bank accounts
Monthly fees, waiver balances and the charges that decide what an account actually costs.
See the charges →Brokerages
Each self-directed brokerage's full published fee schedule, printed in its own wording.
See the schedules →Credit cards
Fees, interest and earn rates for the published catalogue, as the issuers print them.
See the catalogue →Calculators
Payment, affordability, stress test, insurance, penalty, card rewards and GIC growth, prefilled from the confirmed board.
Run the numbers →Lenders
Every lender in the directory, its channel, and whether it publishes rates at all.
Browse the directory →Today's board
Mortgage rates, confirmed at the lender
The lowest rate for each term published by a lender on its own website, checked November 15, 2026. Rates that appear only on comparison sites are in the full tables on the mortgage page, marked with their source.
Provincial Credit Union · 5 Years GIC (non-redeemable term deposit) · Confirmed at the institution, November 15, 2026
The full GIC shelf →Simplii Financial · High Interest Savings Account (promotional rate, new clients) · Confirmed at Simplii's own site, November 15, 2026
A five-month promotional rate on eligible deposits up to $100,000, ending January 31, 2027. After the promotion, the account's regular rate runs from 0.30% to 1.00% by balance.
All savings rates →Rates change. These figures were confirmed on the lenders' own websites on November 15, 2026. The mortgage page lists every figure we captured, from lenders and comparison sites, each with its source and capture date.
The record
What is listed, in numbers
Everything listed
Every section of the site
Each section, with the number of rows it holds and when they were captured. The tables are open to read; no account is needed.
Mortgage rates
Published mortgage and home equity rates by lender and product, from lender rate sheets and the published comparison sources.
Captured 2026-11-14 to 2026-11-15Open →GIC rates
Published guaranteed investment certificate rates by institution and term.
Captured 2026-11-14 to 2026-11-15Open →Savings and chequing
Published savings account, high-interest savings and chequing rates.
Captured 2026-11-14 to 2026-11-15Open →Credit cards
The published credit card catalogue, with annual fees, interest rates and earn rates as printed.
Captured 2026-11-15Open →Personal loans
Published personal loan and line of credit rates.
Captured 2026-11-14 to 2026-11-15Open →Rate history
Dated historical series: Bank of Canada policy rate, prime rate, posted mortgage and GIC rates, house price indexes.
Captured 2026-11-14Open →Lender encyclopedia
Every lender in the directory, with the products it publishes and whether it publishes rates.
Captured 2026-11-14Open →Bank accounts
Every captured chequing, savings and high-interest account with its monthly fee, waiver balance and published charges.
Captured 2026-11-15Open →Brokerages
The full published fee schedule of every captured self-directed brokerage.
Captured 2026-11-15Open →Phone plans
Published plan prices by brand, each labelled with how it was captured, plus a guide to negotiating below the published price.
Captured 2026-11-15Open →The site also lists the national credit union directory (145 credit unions, as published by WOWA), a private mortgage lender directory (51 entities) and a ranking of Canadian banks and credit unions by assets (40 institutions), in the lenders section. The coverage ledger states plainly what fraction of the published universe this record covers and what it does not hold yet.
How to read this site
How the figures get here
Every figure has a source
Each rate, fee and price is printed with the page it was read from and the date it was read. Where two sources print different figures for the same product, both are printed.
Board rates come from the lender's own website
The mortgage board shows the lowest rate for each term that a lender publishes itself. Rates that appear only on a comparison site stay in the full tables, marked with their source.
Missing figures are marked
Where we hold no figure for something, the page says so. The coverage pages list what we captured and what we could not get.