The Record

Privacy

BorealMoney is published by Hodder Trading Co. This page says what the site keeps, why it keeps it, and how to have it removed. Questions and removal requests go to privacy@borealmoney.ca.

Reading the site

Reading BorealMoney asks for nothing: no account, no sign-in, and no form in front of any figure. The site is served through a hosting provider, which keeps standard technical logs of requests (the address a request came from, the browser it named, and the pages served) to run and protect the site. Those logs are the host's operational record, not a list this site builds or sells.

The weekly email

The one list this site keeps is the subscription list for the weekly email on what moved. Joining takes two steps on purpose: the form on this site, then the link in a confirmation email. Nothing is sent to an address before its owner clicks that link.

For each subscriber the list stores:

• The email address, and whether the subscription is waiting for confirmation, confirmed, or removed.
• The page the form was submitted from.
• The consent record: the version of the consent wording shown, a fingerprint (a SHA-256 digest) of that exact wording, the date and time consent was given, and the internet address and browser the form was submitted from. The record exists so that consent can be proven, which Canadian anti-spam law requires of the sender.

The list is used for one thing only: sending the weekly email to the people who confirmed they want it. It is never sold, rented, shared or given to anyone else, and no subscriber's address appears in any other subscriber's email.

Every weekly email carries an unsubscribe link, and one click removes the address. The unsubscribe page does the same thing without the email, and so does a message to privacy@borealmoney.ca. When an address is removed, it is kept only as a do-not-email record, so the removal is honoured if the address is ever entered again by mistake; it is used for nothing else. Ask at privacy@borealmoney.ca and the record is deleted entirely instead.

Subscriber records are kept while the subscription stands. Confirmation links that are never clicked are cleared with the list's periodic housekeeping.

Email sent to the publisher

Mail sent to the site's published addresses is kept as correspondence, so a question can be answered and the exchange can be found again. It is not added to the weekly email list, and writing to the publisher never subscribes anyone to anything.

The mortgage request form

A form that asks a licensed mortgage brokerage to make contact is in preparation. It is not on the live site. If it launches, it will carry its own consent wording in full, shown before anything is sent, and this page will be updated to describe it before it goes live.

This page was last updated on November 15, 2026. When what the site keeps changes, the change is recorded here before it takes effect.