Rate History
Posted conventional 1-year mortgage rates by Canada's major banks, monthly, as published by WOWA
Posted one-year mortgage rates at Canada's major banks, month by month, as published by WOWA: the banks' own rack rates for the shortest standard term, kept as a cross-check against the chartered bank series.
Source: WOWA: 1-Year Fixed Mortgage Rates, Historical 1-Year Mortgage Rates table | Captured 2026-11-14 | 83 points, 2016-01-01 to 2022-11-01. Values are printed exactly as the source publishes them.
The series as a chart
The chart is drawn from the same points printed in full in the record below it: no point is added, averaged or smoothed, and the record remains the table.
| Date | Value |
|---|---|
| 2016-01-01 | 3.14 |
| 2016-02-01 | 3.14 |
| 2016-03-01 | 3.14 |
| 2016-04-01 | 3.14 |
| 2016-05-01 | 3.14 |
| 2016-06-01 | 3.14 |
| 2016-07-01 | 3.14 |
| 2016-08-01 | 3.14 |
| 2016-09-01 | 3.14 |
| 2016-10-01 | 3.14 |
| 2016-11-01 | 3.14 |
| 2016-12-01 | 3.14 |
| 2017-01-01 | 3.14 |
| 2017-02-01 | 3.14 |
| 2017-03-01 | 3.14 |
| 2017-04-01 | 3.14 |
| 2017-05-01 | 3.14 |
| 2017-06-01 | 3.14 |
| 2017-07-01 | 3.14 |
| 2017-08-01 | 3.14 |
| 2017-09-01 | 3.14 |
| 2017-10-01 | 3.24 |
| 2017-11-01 | 3.24 |
| 2017-12-01 | 3.24 |
| 2018-01-01 | 3.24 |
| 2018-02-01 | 3.34 |
| 2018-03-01 | 3.34 |
| 2018-04-01 | 3.34 |
| 2018-05-01 | 3.49 |
| 2018-06-01 | 3.49 |
| 2018-07-01 | 3.49 |
| 2018-08-01 | 3.49 |
| 2018-09-01 | 3.49 |
| 2018-10-01 | 3.49 |
| 2018-11-01 | 3.64 |
| 2018-12-01 | 3.64 |
| 2019-01-01 | 3.64 |
| 2019-02-01 | 3.64 |
| 2019-03-01 | 3.64 |
| 2019-04-01 | 3.64 |
| 2019-05-01 | 3.64 |
| 2019-06-01 | 3.64 |
| 2019-07-01 | 3.64 |
| 2019-08-01 | 3.64 |
| 2019-09-01 | 3.64 |
| 2019-10-01 | 3.64 |
| 2019-11-01 | 3.64 |
| 2019-12-01 | 3.64 |
| 2020-01-01 | 3.64 |
| 2020-02-01 | 3.64 |
| 2020-03-01 | 3.64 |
| 2020-04-01 | 3.29 |
| 2020-05-01 | 3.29 |
| 2020-06-01 | 3.19 |
| 2020-07-01 | 3.19 |
| 2020-08-01 | 3.09 |
| 2020-09-01 | 3.09 |
| 2020-10-01 | 3.09 |
| 2020-11-01 | 3.09 |
| 2020-12-01 | 3.09 |
| 2021-01-01 | 3.09 |
| 2021-02-01 | 2.79 |
| 2021-03-01 | 2.79 |
| 2021-04-01 | 2.79 |
| 2021-05-01 | 2.79 |
| 2021-06-01 | 2.79 |
| 2021-07-01 | 2.79 |
| 2021-08-01 | 2.79 |
| 2021-09-01 | 2.79 |
| 2021-10-01 | 2.79 |
| 2021-11-01 | 2.79 |
| 2021-12-01 | 2.79 |
| 2022-01-01 | 2.79 |
| 2022-02-01 | 2.79 |
| 2022-03-01 | 2.79 |
| 2022-04-01 | 3.09 |
| 2022-05-01 | 3.29 |
| 2022-06-01 | 3.79 |
| 2022-07-01 | 4.74 |
| 2022-08-01 | 5.19 |
| 2022-09-01 | 5.19 |
| 2022-10-01 | 6.09 |
| 2022-11-01 | 6.09 |