Rate History

Teranet-National Bank House Price Index, composite

The Teranet-National Bank House Price Index, composite: a second, independent measurement of the same housing story, built from land registry repeat sales, and useful precisely because its method differs from the CREA index it sits beside.

Source: Teranet-National Bank House Price Index, monthly release reports (housepriceindex.ca) | Captured 2026-11-14 | 14 points, 2021-02 to 2026-09. Values are printed exactly as the source publishes them.

The series as a chart

The chart is drawn from the same points printed in full in the record below it: no point is added, averaged or smoothed, and the record remains the table.

Recorded gaps in this series

• Partial capture only: these 14 points are the Composite 11 index levels printed in the National Composite table of individual monthly Teranet-National Bank release reports that were reachable in this pass (each release prints its own month level, not seasonally adjusted, June 2005 = 100). No values were interpolated, derived or filled between them, and the 2026-09 value of 294.94 matches the September 2026 snapshot already held in price-index.json.
• The index itself goes back to 1999 (a 2016 release describes a monthly rise as the second largest for that month since the index began in 1999, and release charts plot the composite from 1999 to 2000 onward), so roughly 27 years of monthly history exists; this capture reaches only scattered months from 2021-02 onward.
• A full history download is offered publicly: the housepriceindex.ca Public Solutions page states that historical data can be downloaded from the website and carries a Download Historical data link, and a Download Index History page exists on the site. That download could not be pulled in this pass for two recorded reasons: every direct curl request to housepriceindex.ca (the homepage and a wp-content release PDF) closed with an empty reply (curl exit 52), and browser.open of the Public Solutions page and the Download Index History page returned an upstream 429 in this pass and was not retried, per instructions.
• Method note printed in the releases: since September 2022 the Teranet-National Bank indexes are published on a raw unsmoothed basis; before that the published levels were smoothed over three months. Captured points are each as printed in their own release.
• Monthly releases also print the 11 individual CMA index levels (Victoria, Vancouver, Calgary, Edmonton, Winnipeg, Hamilton, Toronto, Ottawa-Gatineau, Montreal, Quebec City, Halifax) alongside the composite; only the composite was captured here.