Rates

Access Credit Union GIC rates

Access Credit Union's published GIC shelf as held in this capture: 58 rows, arranged by the family the source's own term wording states, and by term within each family. Rates are printed exactly as published, with the source and the row's own as-of date.

Family not stated in the published term

Product	Term or type	Published rate or fee	Conditions as published	Source	As of
GIC	GIC 12 Months	4.00%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 12 Months	4.00%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 12 Months	4.00%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 12 Months	4.00%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 12 Months	4.00%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 12 Months	3.90%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 18 Months	4.10%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 18 Months	4.10%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 18 Months	4.10%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 18 Months	4.10%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 18 Months	4.10%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 18 Months	4.00%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 24 Months	4.00%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 24 Months	4.00%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 24 Months	4.00%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 24 Months	4.00%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 24 Months	4.00%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 24 Months	3.90%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 30 Months	4.00%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 30 Months	4.00%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 30 Months	4.00%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 30 Months	4.00%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 30 Months	4.00%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 30 Months	3.90%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 36 Months	4.10%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 36 Months	4.10%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 36 Months	4.10%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 36 Months	4.10%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 36 Months	4.10%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 36 Months	4.00%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 42 Months	4.10%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 42 Months	4.10%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 42 Months	4.10%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 42 Months	4.10%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 42 Months	4.10%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 42 Months	4.00%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 48 Months	4.20%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 48 Months	4.20%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 48 Months	4.20%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 48 Months	4.20%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 48 Months	4.20%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 48 Months	4.10%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 54 Months	4.20%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 54 Months	4.20%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 54 Months	4.20%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 54 Months	4.20%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 54 Months	4.20%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 54 Months	4.10%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 60 Months	4.30%	Term Deposits, Rates (Annual)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA 60 Months	4.30%	TFSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP 60 Months	4.30%	RRSP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP 60 Months	4.30%	RESP	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA 60 Months	4.30%	FHSA	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	GIC 60 Months	4.20%	Term Deposits, Rates (Monthly)	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	TFSA Variable	2.55%	TFSA Variable	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RRSP Variable	2.55%	RRSP Variable	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	RESP Variable	2.55%	RESP Variable	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026
GIC	FHSA Variable	2.55%	FHSA Variable	Access Credit Union - Access Credit Union Rates \| Current Mortgage & Savings Rates	Rates were last updated November 13, 2026

The full shelf for every institution is on the GIC rates page.