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Lenders

WFCU Credit Union

Typecredit union
OperatesOntario, historically Windsor and Essex County, now across Ontario
Head office provinceOntario
Websitehttps://mywfcu.ca
Publishes ratesYes. Its published rates are in the mortgage rates section.
Channeldirect

Published rates held for this lender

55 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.

ProductTerm or typePublished rate or feeConditions as publishedSourceAs of
GIC1-Year Cashable GIC Special (RRSP, RRIF, TFSA and GIC)2.75%Investment RatesRates - WFCU
GIC1-Year GIC (fixed-rate investments, RRSP, RRIF, TFSA and GIC)2.95%Fixed-Rate Investments (RRSP, RRIF, TFSA and GIC)Rates - WFCU
GIC1-Year GIC Special (RRSP, RRIF, TFSA and GIC)3.30%Investment RatesRates - WFCU
GIC180-364 Days Short-Term Deposit (RRSP, RRIF, GIC and TFSA)0.40%Short-Term Deposits (RRSP, RRIF, GIC and TFSA)Rates - WFCU
GIC2-Year GIC (fixed-rate investments, RRSP, RRIF, TFSA and GIC)2.95%Fixed-Rate Investments (RRSP, RRIF, TFSA and GIC)Rates - WFCU
GIC2-Year GIC Special (RRSP, RRIF, TFSA and GIC)3.35%Investment RatesRates - WFCU
GIC3-Year GIC (fixed-rate investments, RRSP, RRIF, TFSA and GIC)2.95%Fixed-Rate Investments (RRSP, RRIF, TFSA and GIC)Rates - WFCU
GIC3-Year GIC Special (RRSP, RRIF, TFSA and GIC)3.40%Investment RatesRates - WFCU
GIC30-89 Days Short-Term Deposit (RRSP, RRIF, GIC and TFSA)0.20%Short-Term Deposits (RRSP, RRIF, GIC and TFSA)Rates - WFCU
GIC4-Year GIC (fixed-rate investments, RRSP, RRIF, TFSA and GIC)3.05%Fixed-Rate Investments (RRSP, RRIF, TFSA and GIC)Rates - WFCU
GIC4-Year GIC Special (RRSP, RRIF, TFSA and GIC)3.50%Investment RatesRates - WFCU
GIC5-Year GIC (fixed-rate investments, RRSP, RRIF, TFSA and GIC)3.05%Fixed-Rate Investments (RRSP, RRIF, TFSA and GIC)Rates - WFCU
GIC5-Year GIC Special (RRSP, RRIF, TFSA and GIC)3.60%Investment RatesRates - WFCU
GIC90-179 Days Short-Term Deposit (RRSP, RRIF, GIC and TFSA)0.25%Short-Term Deposits (RRSP, RRIF, GIC and TFSA)Rates - WFCU
GICCashable, 1-Year GIC2.10%Other InvestmentsRates - WFCU
GICStep-By-Step GIC/TFSA/FHSA2.10%Other InvestmentsRates - WFCU
HELOCHome Equity Line of Credit - First and Second Mortgages5.70% (Prime +1.00%)Home Equity Line of CreditRates - WFCU
HELOCHome Equity Line of Credit - Open5.70% (Prime +1.00%)Home Equity Line of CreditRates - WFCU
Mortgage1 Year Fixed-Rate Mortgage6.49%Fixed-Rate Mortgage; APR 6.48%Rates - WFCU
Mortgage2 Year Fixed-Rate Mortgage5.49%Fixed-Rate Mortgage; APR 5.47%Rates - WFCU
Mortgage3 Year Fixed-Rate Mortgage5.34%Fixed-Rate Mortgage; APR 5.31%Rates - WFCU
Mortgage3-Year - 3% Cashback Cashback Mortgage6.44%Cashback Mortgage; APR 6.38%Rates - WFCU
Mortgage3-Year Fixed Rate High Ratio Mortgage Special4.29%(4.28%APR*)Rates - WFCU
Mortgage3-Year Fixed Rate Mortgage Special4.89%(4.87%APR*)Rates - WFCU
Mortgage4 Year Fixed-Rate Mortgage5.99%Fixed-Rate Mortgage; APR 5.94%Rates - WFCU
Mortgage4-Year - 4% Cashback Cashback Mortgage7.09%Cashback Mortgage; APR 7.01%Rates - WFCU
Mortgage5 Year Fixed-Rate Mortgage5.89%Fixed-Rate Mortgage; APR 5.54%Rates - WFCU
Mortgage5-Year - 5% Cashback Cashback Mortgage6.99%Cashback Mortgage; APR 6.62%Rates - WFCU
Mortgage5-Year Fixed Rate High Ratio Mortgage Special4.59%(4.56%APR*)Rates - WFCU
Mortgage5-Year Fixed Rate Mortgage Special4.89%(4.86%APR*)Rates - WFCU
Mortgage6-Month Fixed-Rate Mortgage7.29%Fixed-Rate Mortgage; APR 7.36%Rates - WFCU
Mortgage7 Year Fixed-Rate Mortgage7.19%Fixed-Rate Mortgage; APR 7.10%Rates - WFCU
Mortgage7-Year - 7% Cashback Cashback Mortgage8.29%Cashback Mortgage; APR 8.16%Rates - WFCU
MortgageVariable-Rate High-Ratio Mortgage Special (Closed -0.90%)3.80%(3.79%APR*)Rates - WFCU
MortgageVariable-Rate Mortgage - Closed4.70% (Prime)Variable-Rate Mortgage; APR 4.67%Rates - WFCU
MortgageVariable-Rate Mortgage - Open5.70% (Prime +1.00%)Variable-Rate Mortgage; APR 5.71%Rates - WFCU
MortgageVariable-Rate Mortgage Special (Closed, Prime -0.40%)4.30%(4.28%APR*); Prime -0.40%Rates - WFCU
Personal loan1 Year RRSP Loan - Fixed Rate5.20%Loans; 5.46% APRRates - WFCU
Personal loan1-to-5-Year Term - Fixed RateFrom 8.50%Loans; From 8.78% APRRates - WFCU
Personal loan100% Secured CU LinePrimePersonal Loan RatesRates - WFCU
Personal loan2 Year RRSP Loan - Fixed Rate6.20%Loans; 6.46% APRRates - WFCU
Personal loan4-Year Term, $10,000 Maximum (plus all insurance) - Fixed Rate7.99%Loans; 8.06% APRRates - WFCU
Personal loanCU Line - 100% Secured Minimum spread of 1% from rate on depositFrom 4.70% (Prime)Lines of CreditRates - WFCU
Personal loanCU Line - Unsecured7.20% (Prime +2.50%)Lines of CreditRates - WFCU
Personal loanCU Overdraft ProtectionFrom 21.00%Overdraft ProtectionRates - WFCU
Personal loanFixed, New Car Loan (Maximum Term) - 4-Year Term (2021)5.69%Auto Loan Rates; APR 5.86%Rates - WFCU
Personal loanFixed, New Car Loan (Maximum Term) - 6-Year Term (2022-2024)5.69%Auto Loan Rates; APR 5.88%Rates - WFCU
Personal loanFixed, New Car Loan (Maximum Term) - 7-Year Term (2025)5.69%Auto Loan Rates; APR 5.85%Rates - WFCU
Personal loanFixed, New Car Loan (Maximum Term) - 8-Year Term (2026+)5.69%Auto Loan Rates; APR 5.83%Rates - WFCU
Personal loanMaximizer RRSP Loan - Variable Rate5.95% (Prime +1.25%)Loans; 6.21% APRRates - WFCU
Personal loanPersonal Loan - 100% Secured - 1-Year Fixed1% greater than the rate on the depositPersonal Loan - 100% SecuredRates - WFCU
Personal loanPersonal Loan - Variable Rate8.70% (Prime +4.00%)Loans; 9.11% APRRates - WFCU
Personal loanQuick Loan ($10,000 Max)7.99%(8.06%APR*)Rates - WFCU
Personal loanStudent Line of Credit7.20% (Prime +2.50%)Lines of CreditRates - WFCU
Savings account4-Month Savings Special4.56%Investment RatesRates - WFCU

Products as recorded

Legal name Windsor Family Credit Union, operating as WFCU Credit Union, per WOWA

The lender's own website.

Sources for this record

Encyclopedia captured 2026-11-14.