Lenders
Wealth One Bank of Canada
Wealth One Bank of Canada is recorded in this encyclopedia as a bank operating across Canada, and it lends only through mortgage brokers, so a borrower reaches it through a broker rather than at a branch or a website application.
| Type | bank |
|---|---|
| Operates | Across Canada |
| Head office province | Ontario |
| Website | www.wealthonebankofcanada.com |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | broker |
Published rates held for this lender
15 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1 Year GIC | 4.05% | Non-registered; fixed-rate, non-redeemable; Minimum deposit $1,000 | Best GIC Rates in Canada for November 2026 - NerdWallet Canada | GIC rates currently available, as of November 13, 2026 |
| GIC | 1-year GIC (non-redeemable) | 4.05% | Minimum deposit $1,000; fixed-rate, non-registered and non-redeemable as described on page | Best GIC Rates in Canada for November 2026 - NerdWallet Canada | 2026-11-13 |
| GIC | 5 Year GIC | 4.55% | Non-registered; fixed-rate, non-redeemable; Minimum deposit $1,000 | Best GIC Rates in Canada for November 2026 - NerdWallet Canada | GIC rates currently available, as of November 13, 2026 |
| GIC | 5-year GIC (non-redeemable) | 4.55% | Minimum deposit $1,000; fixed-rate, non-registered and non-redeemable as described on page | Best GIC Rates in Canada for November 2026 - NerdWallet Canada | 2026-11-13 |
| Mortgage | 1 Year Open | 6.99% | Specialty Rate Programs; Open Mortgage; Lender Fee 2% | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 1-Year fixed | 5.19% | BASE RATES; Fixed; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 1-Year variable | Prime + 0.15% | BASE RATES; Variable; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 2-Year fixed | 5.44% | BASE RATES; Fixed; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 3-Year fixed | 5.69% | BASE RATES; Fixed; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 3-Year variable | Prime + 0.30% | BASE RATES; Variable; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 4-Year fixed | 5.69% | BASE RATES; Fixed; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 5-Year fixed | 5.74% | BASE RATES; Fixed; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Mortgage | 5-Year variable | Prime + 0.35% | BASE RATES; Variable; For broker use only | Rate Sheet | Effective October 29, 2026 |
| Savings account | High-Interest Savings Account | 2.85% | Fees $0 as printed in table; insured by CDIC | Best high interest savings accounts in Canada 2026 | Ratehub.ca | 2026-11-12 |
| Savings account | Wealth One Bank of Canada High-Interest Savings Account | 2.85% | Fees: $0; Insurance: CDIC | Best high interest savings accounts in Canada 2026 | Ratehub.ca | Rates updated: November 12, 2026, 3:44 p.m. |
Products as recorded
- Wealth One Residential Mortgage
- New to Canada Program mortgages
Headquarters Toronto with offices in Toronto and Vancouver per Wikipedia's bank list; older rate sheets stated Alt-A programs were available in all provinces excluding Quebec
The lender's own website.
Sources for this record
- https://www.wealthonebankofcanada.com/Documents/WealthONE_Mortgage_Broker_Rate_Sheet.pdf
- https://en.wikipedia.org/wiki/List_of_banks_and_credit_unions_in_Canada
Encyclopedia captured 2026-11-14.