Lenders
Tangerine
Tangerine is recorded in this encyclopedia as a bank operating across Canada, and it deals with borrowers directly.
| Type | bank |
|---|---|
| Operates | Across Canada |
| Head office province | Ontario |
| Website | https://www.tangerine.ca/en/rates/mortgage-rates |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
40 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Chequing account | No-Fee Daily Chequing Account | $0 | Fee as printed in provider table on page; insured by CDIC | Compare the Best Chequing Accounts in Canada | Ratehub.ca | 2026-11-10 |
| Chequing account | Tangerine No-Fee Daily Chequing Account | $0 | Interest rates: Up to 0.10%; Insurance: CDIC | Compare the Best Chequing Accounts in Canada | Ratehub.ca | Rates updated: November 10, 2026, 8:13 p.m. |
| Credit card | Tangerine Money-Back Credit Card | $0 | Annual fee | Best Credit Cards in Canada | |
| Credit card | Tangerine Money-Back Credit Card | 20.95% | Preferred rates: for purchases | Best Credit Cards in Canada | |
| Credit card | Tangerine Money-Back Credit Card | 22.95% | Preferred rates: for cash advances (including balance transfers) | Best Credit Cards in Canada | |
| Credit card | Tangerine Money-Back Credit Card | 20.95% for purchases; Rewards rate 0.5%-2% | Annual fee $0; Intro offer Up to $100 | Best Credit Cards in Canada | 2026-11-14 |
| Credit card | Tangerine Money-Back World Mastercard | 20.95% for purchases; Rewards rate 0.5%-2% | Annual fee $0; Intro offer $120 | Best Rewards Credit Cards in Canada | 2026-11-14 |
| GIC | 1 Year GIC | 3.60% | Non-registered; fixed-rate, non-redeemable; Minimum deposit N/A | Best GIC Rates in Canada for November 2026 - NerdWallet Canada | GIC rates currently available, as of November 13, 2026 |
| GIC | 1-year GIC (non-redeemable) | 3.60% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 1-year GIC (non-redeemable) | 3.75% | Minimum investment $500; non-redeemable and non-registered as described on page | The best GIC rates in Canada 2026 | Ratehub.ca | 2026-11-14 |
| GIC | 1-year GIC (non-redeemable) | 3.60% | Minimum deposit N/A as printed in table; fixed-rate, non-registered and non-redeemable as described on page | Best GIC Rates in Canada for November 2026 - NerdWallet Canada | 2026-11-13 |
| GIC | 1-year non-redeemable GIC | 3.60% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 2-year GIC (non-redeemable) | 3.85% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 2-year GIC (non-redeemable) | 4.05% | Minimum investment $500; non-redeemable and non-registered as described on page | The best GIC rates in Canada 2026 | Ratehub.ca | 2026-11-14 |
| GIC | 2-year non-redeemable GIC | 3.85% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 3-year GIC (non-redeemable) | 4.10% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 3-year GIC (non-redeemable) | 4.15% | Minimum investment $500; non-redeemable and non-registered as described on page | The best GIC rates in Canada 2026 | Ratehub.ca | 2026-11-14 |
| GIC | 3-year non-redeemable GIC | 4.10% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 4-year GIC (non-redeemable) | 4.15% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 4-year GIC (non-redeemable) | 4.20% | Minimum investment $500; non-redeemable and non-registered as described on page | The best GIC rates in Canada 2026 | Ratehub.ca | 2026-11-14 |
| GIC | 4-year non-redeemable GIC | 4.15% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 5-year GIC (non-redeemable) | 4.25% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 5-year GIC (non-redeemable) | 4.25% | Minimum investment $500; non-redeemable and non-registered as described on page | The best GIC rates in Canada 2026 | Ratehub.ca | 2026-11-14 |
| GIC | 5-year non-redeemable GIC | 4.25% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| HELOC | HELOC | 5.70% | Prime + 1.00% | Best Canada HELOC Rates - 4.45% | WOWA.ca | As of November 14th, 2026 |
| HELOC | HELOC (variable) | 5.70% (Prime + 1.00%) | Rates may be public lender rates, lender-submitted rates, or broker-sourced rates. Broker-sourced rates may not be available directly from the lender. HELOC rates are variable interest rates that are based on your lender's prime rate. Minimum monthly payment is estimated as an interest-only payment based on the drawn HELOC amount. | Best Canada HELOC Rates - 4.45% | WOWA.ca | 2026-11-14 |
| Mortgage | 3-year fixed (insurable) | 4.94% | Insurable (e.g. home<$1M & amortization≤25-yr) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 3-year fixed (insured) | 4.94% | Insured (e.g. down payment<20%) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 3-year fixed (insured) | 4.94% | fixed rate via a bank channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 5-year fixed (insured) | 5.19% | Your down payment is under 20%, so your mortgage needs mortgage default insurance. Showing Insured rates. | Best 5-Year Fixed Mortgage Rates Canada from 4.25% | WOWA.ca | November 13, 2026 at 5:35 PM ET |
| Mortgage | 5-year fixed (insured) | 5.19% | fixed rate via a bank channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Savings account | Savings Account | 0.30% | Best Savings Accounts in Canada | Updated: 2026-11-14 | |
| Savings account | Savings Account Promotional | 0.30% | Promotional rate 4.50% applies for the first 5 months as printed on page; $100,000 per category Insured by CDIC | Best Savings Accounts in Canada - Compare Interest Rates | WOWA.ca | 2026-11-14 |
| Savings account | Savings Account (promotional rate) Promotional | 4.50% | Promotional rate applies for the first 5 months. | Best Savings Accounts in Canada | Updated: 2026-11-14 |
| Savings account | Tangerine Savings Account Promotional | 4.50% | 4.50% for the first 5 months; regular rate of 0.30% | The best high-interest savings accounts in Canada for 2026 | 2026-11-14 |
| Savings account | Tangerine Savings Account Promotional | Up to 4.50% | Promotional rate; Monthly fee $0 | Best High-Interest Savings Accounts in Canada for 2026 | These HISAs also offer higher-than-average rates as of November 9, 2026 |
| Savings account | Tangerine Savings Account | 4.50% for the first 5 months | Fees: $0; Insurance: CDIC | Best high interest savings accounts in Canada 2026 | Ratehub.ca | Rates updated: November 12, 2026, 3:44 p.m. |
| Savings account | Tangerine Savings Account Promotional | Up to 4.50% | Promotional rate as printed in table; monthly fee $0 | Best High-Interest Savings Accounts in Canada for 2026 | 2026-11-09 |
| Savings account | Tangerine Savings Account | 4.50% for the first 5 months | Regular rate of 0.30% as printed in table; promo rate | The best high-interest savings accounts in Canada for 2026 | 2026-11-14 |
| Savings account | Tangerine Savings Account | 4.50% for the first 5 months | Promo rate for first 5 months as printed in table; fees $0; insured by CDIC | Best high interest savings accounts in Canada 2026 | Ratehub.ca | 2026-11-12 |
Products as recorded
- Fixed-rate mortgages
- Variable-rate mortgages
- Home Equity Line of Credit
Owned by Scotiabank (purchased in 2012); headquarters Toronto per WOWA and Wikipedia's bank list
The lender's own website.
Sources for this record
- https://www.tangerine.ca/en/rates/mortgage-rates
- https://wowa.ca/banks/tangerine-bank-mortgage-rates
- https://en.wikipedia.org/wiki/List_of_banks_and_credit_unions_in_Canada
Encyclopedia captured 2026-11-14.