Lenders
Tandia
Tandia is recorded in this encyclopedia as a credit union operating Ontario, and it deals with borrowers directly.
| Type | credit union |
|---|---|
| Operates | Ontario |
| Head office province | Ontario |
| Website | https://www.tandia.com |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
13 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Mortgage | 3-Year Closed Fixed High Ratio Mortgage | 4.59% | Featured Mortgage Rates; (APR 4.65%) | Mortgage Rates | Tandia Financial | |
| Mortgage | 5 Year Fixed Fully Closed Mortgage | 4.64% | FIXED FULLY CLOSED RESIDENTIAL MORTGAGE | Mortgage Rates | Tandia Financial | |
| Mortgage | 5-Year Signature Closed Fixed Mortgage | 5.04% | Featured Mortgage Rates; (APR 5.08%) | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 1 Yr. Closed Mortgage | 5.69% | SIGNATURE FIXED STANDARD CLOSED RESIDENTIAL MORTGAGES; APR 5.87% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 1 Yr. Open Mortgage | 8.50% | SIGNATURE FIXED OPEN RESIDENTIAL MORTGAGES; APR 8.68% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 2 Yr. Closed Mortgage | 5.39% | SIGNATURE FIXED STANDARD CLOSED RESIDENTIAL MORTGAGES; APR 5.48% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 3 Yr. Closed Mortgage | 4.94% | SIGNATURE FIXED STANDARD CLOSED RESIDENTIAL MORTGAGES; APR 5.00% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 4 Yr. Closed Mortgage | 5.04% | SIGNATURE FIXED STANDARD CLOSED RESIDENTIAL MORTGAGES; APR 5.08% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 5 Yr. Closed Mortgage | 5.04% | SIGNATURE FIXED STANDARD CLOSED RESIDENTIAL MORTGAGES; APR 5.08% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 6 Mo. Closed Mortgage | 6.99% | SIGNATURE FIXED STANDARD CLOSED RESIDENTIAL MORTGAGES; APR 7.34% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature 6 Mo. Open Mortgage | 8.25% | SIGNATURE FIXED OPEN RESIDENTIAL MORTGAGES; APR 8.60% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature Variable Rate 1 Yr. Open | 6.25% | SIGNATURE VARIABLE MORTGAGES; APR 6.43% | Mortgage Rates | Tandia Financial | |
| Mortgage | Signature Variable Rate 5 Yr. Closed | 4.15% | SIGNATURE VARIABLE MORTGAGES; APR 4.19% | Mortgage Rates | Tandia Financial |
Products as recorded
- Fixed Rate Mortgages
- Variable Rate Mortgages
- Signature Fixed Closed Residential Mortgages
- Signature Fixed Open Residential Mortgages
- MeritLine home equity line of credit
Merged into Alterna Savings effective Dec 31, 2025; Tandia Financial now operates as a division of Alterna Savings while continuing to serve members under the Tandia name, per Tandia's own About page and Alterna merger release
The lender's own website.
Sources for this record
- https://www.tandia.com/rates/mortgage-rates
- https://www.tandia.com/about-us
- https://www.alterna.ca/en/about-us/news/merger-approved-alterna-and-tandia-members-vote-for-growing-together
Encyclopedia captured 2026-11-14.