Lenders
Shinhan Bank Canada
Shinhan Bank Canada is recorded in this encyclopedia as a bank operating Greater Toronto Area and Greater Vancouver Area, and it deals with borrowers directly and through mortgage brokers.
| Type | bank |
|---|---|
| Operates | Greater Toronto Area and Greater Vancouver Area |
| Head office province | Ontario |
| Website | www.shinhan.ca |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | both |
Published rates held for this lender
47 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| HELOC | HELOC | Prime + 1.50% + applicable risk premiums / discounts | SHBC Prime Lending Programs | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Alternative, High Net Worth) | 4.74% | SHBC Alternative Lending Programs; Fixed; High Net Worth | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Alternative, KBC Newcomer) | 4.79% | SHBC Alternative Lending Programs; Fixed; KBC Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Alternative, Newcomer) | 4.99% | SHBC Alternative Lending Programs; Fixed; Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Alternative, Non-Traditional Income) | 4.74% | SHBC Alternative Lending Programs; Fixed; Non-Traditional Income | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Prime Lending, printed column 1) | 4.89% | SHBC Prime Lending Programs; Fixed; rate 1 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Prime Lending, printed column 2) | 4.99% | SHBC Prime Lending Programs; Fixed; rate 2 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Prime Lending, printed column 3) | 5.09% | SHBC Prime Lending Programs; Fixed; rate 3 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 1-Year fixed (Prime Lending, printed column 4) | 5.09% | SHBC Prime Lending Programs; Fixed; rate 4 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Alternative, High Net Worth) | 4.79% | SHBC Alternative Lending Programs; Fixed; High Net Worth | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Alternative, KBC Newcomer) | 4.84% | SHBC Alternative Lending Programs; Fixed; KBC Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Alternative, Newcomer) | 5.04% | SHBC Alternative Lending Programs; Fixed; Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Alternative, Non-Traditional Income) | 4.79% | SHBC Alternative Lending Programs; Fixed; Non-Traditional Income | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Prime Lending, printed column 1) | 4.39% | SHBC Prime Lending Programs; Fixed; rate 1 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Prime Lending, printed column 2) | 4.49% | SHBC Prime Lending Programs; Fixed; rate 2 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Prime Lending, printed column 3) | 4.59% | SHBC Prime Lending Programs; Fixed; rate 3 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 2-Year fixed (Prime Lending, printed column 4) | 4.59% | SHBC Prime Lending Programs; Fixed; rate 4 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Alternative, High Net Worth) | 4.94% | SHBC Alternative Lending Programs; Fixed; High Net Worth | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Alternative, KBC Newcomer) | 4.99% | SHBC Alternative Lending Programs; Fixed; KBC Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Alternative, Newcomer) | 5.19% | SHBC Alternative Lending Programs; Fixed; Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Alternative, Non-Traditional Income) | 4.94% | SHBC Alternative Lending Programs; Fixed; Non-Traditional Income | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Prime Lending, printed column 1) | 4.34% | SHBC Prime Lending Programs; Fixed; rate 1 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Prime Lending, printed column 2) | 4.44% | SHBC Prime Lending Programs; Fixed; rate 2 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Prime Lending, printed column 3) | 4.54% | SHBC Prime Lending Programs; Fixed; rate 3 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year fixed (Prime Lending, printed column 4) | 4.54% | SHBC Prime Lending Programs; Fixed; rate 4 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Alternative, High Net Worth) | P + 0.09% | SHBC Alternative Lending Programs; Variable; High Net Worth | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Alternative, KBC Newcomer) | P + 0.14% | SHBC Alternative Lending Programs; Variable; KBC Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Alternative, Newcomer) | P + 0.34% | SHBC Alternative Lending Programs; Variable; Newcomer | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Alternative, Non-Traditional Income) | P + 0.09% | SHBC Alternative Lending Programs; Variable; Non-Traditional Income | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Prime Lending, printed column 1) | Prime-0.30% | SHBC Prime Lending Programs; Variable; rate 1 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Prime Lending, printed column 2) | Prime-0.20% | SHBC Prime Lending Programs; Variable; rate 2 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Prime Lending, printed column 3) | Prime-0.10% | SHBC Prime Lending Programs; Variable; rate 3 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-Year variable (Prime Lending, printed column 4) | Prime-0.10% | SHBC Prime Lending Programs; Variable; rate 4 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 3-year fixed | 4.79% | fixed rate via a bank channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 4-Year fixed (Prime Lending, printed column 1) | 4.44% | SHBC Prime Lending Programs; Fixed; rate 1 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 4-Year fixed (Prime Lending, printed column 2) | 4.54% | SHBC Prime Lending Programs; Fixed; rate 2 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 4-Year fixed (Prime Lending, printed column 3) | 4.64% | SHBC Prime Lending Programs; Fixed; rate 3 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 4-Year fixed (Prime Lending, printed column 4) | 4.64% | SHBC Prime Lending Programs; Fixed; rate 4 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year fixed (Prime Lending, printed column 1) | 4.49% | SHBC Prime Lending Programs; Fixed; rate 1 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year fixed (Prime Lending, printed column 2) | 4.59% | SHBC Prime Lending Programs; Fixed; rate 2 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year fixed (Prime Lending, printed column 3) | 4.69% | SHBC Prime Lending Programs; Fixed; rate 3 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year fixed (Prime Lending, printed column 4) | 4.69% | SHBC Prime Lending Programs; Fixed; rate 4 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year variable (Prime Lending, printed column 1) | Prime-0.50% | SHBC Prime Lending Programs; Variable; rate 1 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year variable (Prime Lending, printed column 2) | Prime-0.40% | SHBC Prime Lending Programs; Variable; rate 2 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year variable (Prime Lending, printed column 3) | Prime-0.30% | SHBC Prime Lending Programs; Variable; rate 3 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Mortgage | 5-Year variable (Prime Lending, printed column 4) | Prime-0.30% | SHBC Prime Lending Programs; Variable; rate 4 in printed row; column headings as printed: Domestic Income, BFS-B, Foreign Income, BFS-A | Residential Mortgage Products and Interest Rates | Effective June 15, 2026 |
| Savings account | e-Savings Accounts | 1.05% | Best Savings Accounts in Canada | Updated: 2026-11-14 |
Products as recorded
- Prime Lending Program fixed-rate mortgages
- Prime Lending Program variable-rate mortgages
- Home equity line of credit
- Alternative Lending Program mortgages (Non-Traditional Income, Newcomer, KBC Newcomer, High Net Worth)
Schedule II bank, wholly owned subsidiary of Shinhan Bank (South Korea); head office at 5140 Yonge Street, Suite 2300, Toronto, Ontario per its Basel III Pillar 3 disclosure
The lender's own website.
Sources for this record
- https://shinhan.ca/download/12594/?tmstv=1788941507
- https://rateshop.ca/mortgage-lenders/shinhan-bank-of-canada/
- https://www.zoominfo.com/c/shinhan-bank-canada/363661621
- https://newtest.shinhan.ca/ko/homepage/download/5788/?tmstv=1789862878
Encyclopedia captured 2026-11-14.