Lenders
RBC
RBC is recorded in this encyclopedia as a bank operating across Canada, and it deals with borrowers directly and through mortgage brokers.
| Type | bank |
|---|---|
| Operates | Across Canada |
| Head office province | Quebec |
| Website | https://www.rbcroyalbank.com/mortgages/mortgage-rates.html |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | both |
Published rates held for this lender
59 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Chequing account | RBC Signature No Limit Banking Account | $16.95 (rebates available) | Interest rates: N/A; Insurance: CDIC | Compare the Best Chequing Accounts in Canada | Ratehub.ca | Rates updated: November 10, 2026, 8:13 p.m. |
| Chequing account | Signature No Limit Banking Account | $16.95 (rebates available) | Fee as printed in provider table on page; insured by CDIC | Compare the Best Chequing Accounts in Canada | Ratehub.ca | 2026-11-10 |
| GIC | 1-year GIC (non-redeemable) | 3.00% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 1-year non-redeemable GIC | 3.00% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 2-year GIC (non-redeemable) | 3.20% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 2-year non-redeemable GIC | 3.20% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 3-year GIC (non-redeemable) | 2.55% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 3-year non-redeemable GIC | 2.55% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 4-year GIC (non-redeemable) | 2.70% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 4-year non-redeemable GIC | 2.70% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 5-year GIC (non-redeemable) | 3.55% | $100,000 per category Insured by CDIC; non-registered, non-redeemable GICs with annual compounding as noted on page | Non-Redeemable GICs in Canada | 2026-11-13 |
| GIC | 5-year non-redeemable GIC | 3.55% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| Mortgage | 1-year fixed (special offer) Promotional | 5.14% | fixed rate via a bank channel, as published by the source. | BankMortgages.ca: Big-Bank Mortgage Penalties and Rates, Compared | 2026-11-02 |
| Mortgage | 1-year fixed closed (posted) | 5.740% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 1-year fixed closed (special) Promotional | 5.140% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (first table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 1-year fixed closed (special) Promotional | 5.240% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (second table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 1-year open (posted) | 9.950% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 10-year fixed closed (posted) | 6.900% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 2-year fixed closed (posted) | 5.740% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 2-year fixed closed (special) Promotional | 5.140% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (first table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 2-year fixed closed (special) Promotional | 5.240% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (second table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 25-year fixed closed (posted) | 12.000% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 3-year fixed (broker channel) | 5.09% | fixed rate via a bank channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 3-year fixed (insured) | 5.09% | fixed rate via a bank channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 3-year fixed (special offer) Promotional | 5.09% | fixed rate via a bank channel, as published by the source. | BankMortgages.ca: Big-Bank Mortgage Penalties and Rates, Compared | 2026-11-02 |
| Mortgage | 3-year fixed closed (posted) | 6.250% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 3-year fixed closed (special) Promotional | 5.090% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (first table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 3-year fixed closed (special) Promotional | 5.190% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (second table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 4-year fixed closed (posted) | 6.090% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 4-year fixed closed (special) Promotional | 5.140% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (first table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 4-year fixed closed (special) Promotional | 5.240% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (second table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5 Year Fixed High Ratio Closed (special) Promotional | 4.840% | Special Offers; High Ratio Mortgages Rates; available to customers with less than 20% down payment on a purchase transaction and meet other conditions | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5 Year Variable Closed (posted) | RBC Prime Rate + 0.000% | Posted Rates - Variable Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5 Year Variable Closed (special) Promotional | 4.400% | Special Offers; Special Rates for Purchase and Switch Transaction - Variable Rate Mortgages; RBC Prime Rate -0.300% (first table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5 Year Variable Closed (special) Promotional | 4.500% | Special Offers; Special Rates for Purchase and Switch Transaction - Variable Rate Mortgages; RBC Prime Rate -0.200% (second table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5 Year Variable High Ratio Closed (special) Promotional | 4.100% | Special Offers; High Ratio Mortgages Rates; RBC Prime Rate -0.600% | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5 Year Variable Open (posted) | RBC Prime Rate + 3.300% | Posted Rates - Variable Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year fixed (broker channel) | 4.84% | fixed rate via a bank channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 5-year fixed (insured) | 5.14% | fixed rate via a bank channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 5-year fixed (posted) | 6.19% | fixed rate via a bank channel, as published by the source. | NerdWallet Canada: 5-Year Fixed Mortgage Rates in Canada | 2026-11-14 |
| Mortgage | 5-year fixed (special offer) Promotional | 5.14% | fixed rate via a bank channel, as published by the source. | BankMortgages.ca: Big-Bank Mortgage Penalties and Rates, Compared | 2026-11-02 |
| Mortgage | 5-year fixed closed (posted) | 6.190% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year fixed closed (special) Promotional | 5.140% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (first table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year fixed closed (special) Promotional | 5.240% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (second table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year variable (broker channel) | 4.1% | variable rate via a bank channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 6-month convertible fixed (posted) | 5.740% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 6-month fixed open (posted) | 9.950% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 7-year fixed closed (posted) | 6.500% | Posted Rates - Fixed Rate Mortgages | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 7-year fixed closed (special) Promotional | 5.250% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (first table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | 7-year fixed closed (special) Promotional | 5.350% | Special Offers; Special Rates for Purchase and Switch Transaction - Fixed Rate Mortgages (second table as printed) | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Mortgage | RBC Prime Rate | 4.700% | Today's Royal Bank of Canada Prime Rate | Current Mortgage Rates | RBC Royal Bank of Canada | No date printed on page; captured 2026-11-14 |
| Personal loan | Personal loan | 9% to 13% | Loan amount N/A; 1 to 5 years | Best personal loans in Canada 2026 | Ratehub.ca | 2026-10-02 |
| Personal loan | Personal loan | 9% to 13% | 1 to 5 years; No minimum or maximum listed | How to buy a car in Canada and get the best loan rate | 2026-10-02 |
| Personal loan | Personal loan (APR) | 9% to 13% | Loan amount: N/A; Loan term: 1 to 5 years | Best personal loans in Canada 2026 | Ratehub.ca | Rates updated: October 2, 2026, 6:11 p.m. |
| Savings account | High Interest eSavings | 0.65% | Best Savings Accounts in Canada | Updated: 2026-11-14 | |
| Savings account | High Interest eSavings Promotional | 0.65% | Promotional rate 4.70% applies for the first 3 months as printed on page; $100,000 per category Insured by CDIC | Best Savings Accounts in Canada - Compare Interest Rates | WOWA.ca | 2026-11-14 |
| Savings account | High Interest eSavings (promotional rate) Promotional | 4.70% | Promotional rate applies for the first 3 months. | Best Savings Accounts in Canada | Updated: 2026-11-14 |
| Savings account | High-Interest eSavings Account | 4.70% for the first 3 months | Promo rate for first 3 months as printed in table; insured by CDIC | Best high interest savings accounts in Canada 2026 | Ratehub.ca | 2026-11-12 |
| Savings account | RBC High-Interest eSavings Account | 4.70% for the first 3 months | Fees: See fees here; Insurance: CDIC | Best high interest savings accounts in Canada 2026 | Ratehub.ca | Rates updated: November 12, 2026, 3:44 p.m. |
Products as recorded
- Fixed-rate closed mortgages
- Fixed-rate open mortgages
- Variable-rate mortgages
- RBC Homeline Plan
Legal headquarters listed as Montreal in Wikipedia's list of banks in Canada; RBC completed its acquisition of HSBC Bank Canada on March 28, 2024
The lender's own website.
Sources for this record
- https://www.rbcroyalbank.com/mortgages/mortgage-rates.html
- https://www.bankmortgages.ca/rbc-mortgages
- https://en.wikipedia.org/wiki/List_of_banks_and_credit_unions_in_Canada
Encyclopedia captured 2026-11-14.