Lenders
Provincial Credit Union
Provincial Credit Union is recorded in this encyclopedia as a credit union operating Prince Edward Island, and it deals with borrowers directly.
| Type | credit union |
|---|---|
| Operates | Prince Edward Island |
| Head office province | Prince Edward Island |
| Website | https://www.provincialcu.com |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
27 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1 Year GIC (non-redeemable term deposit) | 3.00% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| GIC | 1 Year GIC (redeemable term deposit) | 3.00% | Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | |
| GIC | 18 Months GIC (non-redeemable term deposit) | 3.10% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| GIC | 2 Years GIC (non-redeemable term deposit) | 3.20% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| GIC | 3 Years GIC (non-redeemable term deposit) | 3.30% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| GIC | 30 Months GIC (non-redeemable term deposit) | 4.00% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| GIC | 4 Years GIC (non-redeemable term deposit) | 3.35% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| GIC | 5 Years GIC (non-redeemable term deposit) | 5.00% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| GIC | 60 Months GIC (non-redeemable term deposit) | 5.00% | Non-Redeemable Term Deposit/RRSP/RRIF/TFSA | Rates | Provincial Credit Union | Rates Effective: 2026-11-09 |
| Mortgage | 1 Year | 5.69% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Mortgage | 1 Year open | 7.95% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Mortgage | 2 Years | 5.74% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Mortgage | 3 Year Special | 5.24% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Mortgage | 3 Years | 6.20% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Mortgage | 4 Years | 6.19% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Mortgage | 5 Year Special | 5.39% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Mortgage | 5 Years | 6.29% | Mortgage Rates | Rates | Provincial Credit Union | Rates Effective: 2026-11-05 |
| Personal loan | Energy Efficient Loan | 8.25% | Loan Rates | Rates | Provincial Credit Union | Rates Effective: 2025-11-04 |
| Savings account | Business Peak Savings | 0.55% | Business Peak Savings | Rates | Provincial Credit Union | |
| Savings account | Business Savings - $0-$99,999 | 0.55% | Business Savings | Rates | Provincial Credit Union | Rates Effective: 2026-10-19 |
| Savings account | Business Savings - $100,000-$199,999 | 1.60% | Business Savings | Rates | Provincial Credit Union | Rates Effective: 2026-10-19 |
| Savings account | Business Savings - $200,000-$499,999 | 2.30% | Business Savings | Rates | Provincial Credit Union | Rates Effective: 2026-10-19 |
| Savings account | Business Savings - $500,000 and over | 2.80% | Business Savings | Rates | Provincial Credit Union | Rates Effective: 2026-10-19 |
| Savings account | Escalator Savings - 1 Year | 2.50% | Escalator Savings | Rates | Provincial Credit Union | |
| Savings account | Escalator Savings - 2 Years | 3.25% | Escalator Savings | Rates | Provincial Credit Union | |
| Savings account | Escalator Savings - 3 Years | 3.70% | Escalator Savings | Rates | Provincial Credit Union | |
| Savings account | Peak Savings | 0.55% | Peak Savings | Rates | Provincial Credit Union |
Products as recorded
- Mortgages
- Shared-equity mortgages (with Habitat for Humanity PEI)
The lender's own website.
Sources for this record
- https://www.provincialcu.com/personal/accounts
- https://www.provincialcu.com/news/affordable-housing
- https://finanso.com/ca/provincialcu/
- https://yourbestloanrates.com/ca/best-mortgage-rates/
Encyclopedia captured 2026-11-14.