Lenders
Pathwise Credit Union
Pathwise Credit Union is recorded in this encyclopedia as a credit union operating Ontario, Durham Region (Oshawa and Bowmanville), and it deals with borrowers directly.
| Type | credit union |
|---|---|
| Operates | Ontario, Durham Region (Oshawa and Bowmanville) |
| Head office province | Ontario |
| Website | https://www.pathwise.ca |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
18 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1-year non-redeemable GIC | 3.80% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 2-year non-redeemable GIC | 3.90% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 3-year non-redeemable GIC | 3.60% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 4-year non-redeemable GIC | 3.55% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 5-year non-redeemable GIC | 3.70% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| Mortgage | 1 Year Closed Fixed Mortgage | 5.99% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 1 Year Open Fixed Mortgage | 8.50% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 2 Year Closed Fixed Mortgage | 5.09% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 3 Year Closed Fixed Insured Mortgage (High Ratio) | 4.44% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 3 Year Closed Fixed Mortgage | 4.79% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 3-year fixed (insured) | 4.44% | fixed rate via a credit union channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 4 Year Closed Fixed Mortgage | 4.89% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 5 Year Closed Fixed Insured Mortgage (High Ratio) | 4.54% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 5 Year Closed Fixed Mortgage | 4.89% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 5 Year Closed Variable Mortgage | 4.70% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Mortgage | 5-year fixed (insured) | 4.54% | fixed rate via a credit union channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 6 Month Open Fixed Mortgage | 8.75% | Current Mortgage Rates; List of rates for RESIDENTIAL MORTGAGES; Rates are subject to change, without notice, at the sole discretion of Pathwise Credit Union Limited. Terms and Conditions apply to ALL rates listed below. | Mortgages | 2026-11-15 |
| Savings account | FHSA High Interest Savings | 1.75% | Best Savings Accounts in Canada | Updated: 2026-11-14 |
Products as recorded
- Open mortgage
- Fixed-rate mortgage
- Variable-rate mortgage
The lender's own website.
Sources for this record
- https://www.pathwise.ca/personal/mortgages
- https://www.pathwise.ca/
- https://wowa.ca/credit-unions/pathwise-credit-union
Encyclopedia captured 2026-11-14.