Lenders
Northern Credit Union
| Type | credit union |
|---|---|
| Operates | Northern Ontario, from the Manitoba border to the Quebec border |
| Head office province | Ontario |
| Website | https://www.northerncu.com |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
53 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1-Year | 3.20 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 1-Year | 2.40 | REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 1-year non-redeemable GIC | 3.20% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 180-269 Days | 2.30 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 2-Year | 3.55 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 2-year non-redeemable GIC | 3.55% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 270-364 Days | 2.30 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 3 Year - Financial Services | 3%-18% (0.99%-5.67% annualized) | MARKET LINKED GIC | Rates | Northern Credit Union | |
| GIC | 3-Year | 3.70 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 3-year non-redeemable GIC | 3.70% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 30-59 Days | 1.70 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 4 Year | 3.90 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 4-year non-redeemable GIC | 3.90% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 5 Year Financial Services | 5%-50% (0.98%-8.45% annualized) | MARKET LINKED GIC | Rates | Northern Credit Union | |
| GIC | 5-Year | 4.10 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 5-year non-redeemable GIC | 4.10% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 60-89 Days | 1.90 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | 90-179 Days | 2.00 | NON-REDEEMABLE GICs | Rates | Northern Credit Union | |
| GIC | Average Yield to Maturity | 3.67 | 3-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Average Yield to Maturity | 4.07 | 5-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 1 | 3.00 | 3-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 1 | 3.10 | 5-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 2 | 3.50 | 3-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 2 | 3.25 | 5-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 3 | 4.50 | 3-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 3 | 3.75 | 5-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 4 | 4.25 | 5-YEAR ESCALATOR | Rates | Northern Credit Union | |
| GIC | Year 5 | 6.00 | 5-YEAR ESCALATOR | Rates | Northern Credit Union | |
| HELOC | Meritline | 5.20 | HOME EQUITY LINES OF CREDIT | Rates | Northern Credit Union | |
| Mortgage | 1-Year Closed | 5.79 | CURRENT MORTGAGE RATES | Rates | Northern Credit Union | |
| Mortgage | 1-Year Open | 8.99 | CURRENT MORTGAGE RATES | Rates | Northern Credit Union | |
| Mortgage | 2-Year Closed | 5.89 | CURRENT MORTGAGE RATES | Rates | Northern Credit Union | |
| Mortgage | 3 Year Closed Conventional | 4.79 | MORTGAGE SPECIALS | Rates | Northern Credit Union | |
| Mortgage | 3 Year Closed High Ratio | 4.29 | MORTGAGE SPECIALS | Rates | Northern Credit Union | |
| Mortgage | 3-Year Closed | 6.09 | CURRENT MORTGAGE RATES | Rates | Northern Credit Union | |
| Mortgage | 4-Year Closed | 6.19 | CURRENT MORTGAGE RATES | Rates | Northern Credit Union | |
| Mortgage | 5-Year Closed | 6.29 | CURRENT MORTGAGE RATES | Rates | Northern Credit Union | |
| Mortgage | 5-Year Closed Conventional | 4.89 | MORTGAGE SPECIALS | Rates | Northern Credit Union | |
| Mortgage | 5-Year Closed High Ratio | 4.59 | MORTGAGE SPECIALS | Rates | Northern Credit Union | |
| Mortgage | 5-Year Open (variable) | 6.70 | VARIABLE MORTGAGES | Rates | Northern Credit Union | |
| Mortgage | 6 Month Open | 8.50 | CURRENT MORTGAGE RATES | Rates | Northern Credit Union | |
| Personal loan | Cash Secured Line of Credit | 4.70 | LINES OF CREDIT | Rates | Northern Credit Union | |
| Personal loan | RSP Line of Credit | 4.70 | LINES OF CREDIT | Rates | Northern Credit Union | |
| Personal loan | RSP Take Ten Loan | 5.70 | LOANS; Northern Prime 4.70 | Rates | Northern Credit Union | |
| Personal loan | Student Loan | 4.45 | LOANS; Northern Prime 4.70 | Rates | Northern Credit Union | |
| Savings account | GI-Savings Account - $100,000+ | 1.45 | Rates Effective: 2025-04-01 | Rates | Northern Credit Union | |
| Savings account | GI-Savings Account - $15,000-$24,999 | 1.05 | Rates Effective: 2025-04-01 | Rates | Northern Credit Union | |
| Savings account | GI-Savings Account - $25,000-$49,999 | 1.20 | Rates Effective: 2025-04-01 | Rates | Northern Credit Union | |
| Savings account | GI-Savings Account - $50,000-$99,999 | 1.30 | Rates Effective: 2025-04-01 | Rates | Northern Credit Union | |
| Savings account | GI-Savings Account - Below $15,000 | 1.05 | Rates Effective: 2025-04-01 | Rates | Northern Credit Union | |
| Savings account | NORTHERN GROWTH SAVINGS (COMMERCIAL) - All Balances | 1.10 | Accounts | Rates | Northern Credit Union | |
| Savings account | SUPERIOR SAVINGS - All Balances | 1.10 | Accounts | Rates | Northern Credit Union | |
| Savings account | TAX FREE SAVINGS ACCOUNT - All Balances | 1.10 | Accounts | Rates | Northern Credit Union |
Products as recorded
- Conventional mortgage
- High-ratio mortgage
- Second property mortgage
- Self-employed mortgage
- Construction mortgage
Merged with Copperfin Credit Union in 2025 under the Northern Credit Union name, per WOWA
The lender's own website.
Sources for this record
- http://WWW.NORTHERNCU.COM/rates
- https://www.northerncu.com/borrow/mortgages?utm_source=facebook&utm_medium=paid&utm_campaign=mortgage24&utm_content=kitchensolo&utm_term=video&utm_id=6573991455040
- https://wowa.ca/credit-unions/northern-credit-union
Encyclopedia captured 2026-11-14.