Lenders
Meridian Credit Union
Meridian Credit Union is recorded in this encyclopedia as a credit union operating Ontario, and it deals with borrowers directly.
| Type | credit union |
|---|---|
| Operates | Ontario |
| Head office province | Ontario |
| Website | https://www.meridiancu.ca |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
20 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Mortgage | 1-Year Closed | 6.09% | Fixed rate mortgages, Posted rates - 6.19% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 1-Year Open | 8.00% | Fixed rate mortgages, Posted rates - 8.10% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 10-Year Closed | 6.99% | Fixed rate mortgages, Posted rates - 7.00% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 2-Year Closed | 5.74% | Fixed rate mortgages, Posted rates - 5.79% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 3-Year Closed | 6.54% | Fixed rate mortgages, Posted rates - 6.57% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 3-Year Closed (special offer) Promotional | 4.84% | Fixed rate mortgages, Special offers - 4.87% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 3-Year Closed High Ratio (special offer) Promotional | 4.49% | Fixed rate mortgages, Special offers - 4.37% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 3-year fixed (broker channel) | 4.69% | fixed rate via a credit union channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 3-year fixed (insured) | 4.49% | fixed rate via a credit union channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 4-Year Closed | 6.19% | Fixed rate mortgages, Posted rates - 6.22% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 4-Year Closed (special offer) Promotional | 4.79% | Fixed rate mortgages, Special offers - 4.82% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 5-Year Closed | 6.49% | Fixed rate mortgages, Posted rates - 4.76% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 5-Year Closed (special offer) Promotional | 4.99% | Fixed rate mortgages, Special offers - 5.01% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 5-Year Closed High Ratio | 3.79% | Variable-rate mortgage - 3.81% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 5-Year Closed High Ratio (special offer) Promotional | 4.69% | Fixed rate mortgages, Special offers - 4.71% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 5-year fixed (broker channel) | 4.79% | fixed rate via a credit union channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 5-year fixed (insured) | 4.69% | fixed rate via a credit union channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 5-year variable (broker channel) | 3.79% | variable rate via a credit union channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 6-Month Convertible | 7.84% | Fixed rate mortgages, Posted rates - 7.98% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
| Mortgage | 7-Year Closed | 6.89% | Fixed rate mortgages, Posted rates - 6.90% APR1 | Current Meridian mortgage rates | The current Meridian Prime Rate is 4.70% as of October 29, 2026. |
Products as recorded
- Fixed-rate mortgage
- Variable-rate mortgage
- Flex Line Mortgage
- Construction Mortgage
The lender's own website.
Sources for this record
- https://www.meridiancu.ca/personal/rates-and-fees/mortgage-and-borrowing-rates
- https://wowa.ca/credit-unions/meridian-credit-union
Encyclopedia captured 2026-11-14.