Lenders
MCAP
MCAP is recorded in this encyclopedia as a monoline operating across Canada, through mortgage brokers, and it lends only through mortgage brokers, so a borrower reaches it through a broker rather than at a branch or a website application.
| Type | monoline |
|---|---|
| Operates | Across Canada, through mortgage brokers |
| Head office province | Ontario |
| Website | https://www.mcap.com |
| Publishes rates | No. This lender publishes no rates, as recorded in the encyclopedia capture. |
| Channel | broker |
Published rates held for this lender
3 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Mortgage | 3-year fixed (broker channel) | 4.69% | fixed rate via a monoline channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 5-year fixed (broker channel) | 4.94% | fixed rate via a monoline channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
| Mortgage | 5-year variable (broker channel) | 4.15% | variable rate via a monoline channel, as published by the source. | Ratehub.ca: Broker Mortgage Rates | 2026-11-13 |
Products as recorded
- Fixed Rate Mortgage
- Adjustable Rate Mortgage
- Fusion Mortgage
- MCAP Safeguard Mortgage
Described on its own site as Canada's largest independent Mortgage Finance Company
The lender's own website.
Sources for this record
- https://www.mcap.com/residential-mortgages
- https://www.mcap.com/residential-mortgages/products/our-mortgages
- http://www.mcap.com/residential-mortgages/for-brokers/why-work-with-mcap
- https://www.zoominfo.com/c/mcap/154076108
- https://wowa.ca/lenders/rmg-mortgages-rates-reviews
Encyclopedia captured 2026-11-14.