Lenders
Manulife Bank
Manulife Bank is recorded in this encyclopedia as a bank operating across Canada, and it deals with borrowers directly and through mortgage brokers.
| Type | bank |
|---|---|
| Operates | Across Canada |
| Head office province | Ontario |
| Website | https://www.manulifebank.ca/current-rates.html |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | both |
Published rates held for this lender
36 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Mortgage | 3-year fixed (insured) | 5.39% | fixed rate via a bank channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 5-year fixed (insured) | 4.99% | fixed rate via a bank channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | Manulife Bank Prime Rate | 4.70% | Current rates; Manulife Bank Select; Manulife Bank Prime Rate is a variable rate and subject to change without notice | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select High Ratio mortgage 5-year closed fixed-rate (special) | 4.89% | Special rates; As low as 4.89% (APR); high-ratio Manulife Bank Select mortgage 5-year fixed term rate, current as of October 20, 2026; applies to new owner-occupied Manulife Bank Select High Ratio Purchase and Manulife Bank Insured Lender Switch mortgages up to $1 million, and is for new deals; subject to credit approval; discounted rate program | Current Rates | Manulife Bank | current as of October 20, 2026 |
| Mortgage | Manulife Bank Select Mortgage 5-year closed fixed-rate (special) Promotional | 5.04% | Special rates; As low as 5.04% (APR); New clients only; insurable Manulife Bank Select 5-year fixed term rate for loan to values up to 65%, current as of October 20, 2026; applies to new personal owner-occupied mortgages on primary residence with a value less than $1 million, who also meet additional insurability requirements; subject to credit approval; discounted rate program; the posted 5-year rate is 5.59% | Current Rates | Manulife Bank | current as of October 20, 2026 |
| Mortgage | Manulife Bank Select fixed-rate 1-year closed | 6.89% | Current rates; Manulife Bank Select; Fixed-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select fixed-rate 10-year closed | 6.69% | Current rates; Manulife Bank Select; Fixed-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select fixed-rate 2-year closed | 6.34% | Current rates; Manulife Bank Select; Fixed-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select fixed-rate 3-year closed | 5.39% | Current rates; Manulife Bank Select; Fixed-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select fixed-rate 4-year closed | 5.69% | Current rates; Manulife Bank Select; Fixed-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select fixed-rate 5-year closed | 5.59% | Current rates; Manulife Bank Select; Fixed-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select fixed-rate 7-year closed | 6.35% | Current rates; Manulife Bank Select; Fixed-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select variable-rate 5-year closed (Manulife Bank prime + 0.00%) | 4.70% | Current rates; Manulife Bank Select; Variable-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife Bank Select variable-rate 5-year open (Manulife Bank prime + 1.00%) | 5.70% | Current rates; Manulife Bank Select; Variable-rate terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One 5-year closed fixed-rate (special) Promotional | 5.04% | Special rates; As low as 5.04% (APR); New clients only; Preferred Manulife One 5-year fixed term sub-account rate, current as of October 20, 2026; applies to personal owner-occupied mortgages on primary residence, who also meet additional Preferred structure requirements; subject to credit approval; discounted rate program; the posted 5-year rate is 5.59% | Current Rates | Manulife Bank | current as of October 20, 2026 |
| Mortgage | Manulife One Base Rate | 5.20% | Current rates; Manulife One | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One fixed-rate sub-account 1-year closed | 6.89% | Current rates; Manulife One; Fixed-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One fixed-rate sub-account 10-year closed | 6.69% | Current rates; Manulife One; Fixed-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One fixed-rate sub-account 2-year closed | 6.34% | Current rates; Manulife One; Fixed-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One fixed-rate sub-account 3-year closed | 5.39% | Current rates; Manulife One; Fixed-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One fixed-rate sub-account 4-year closed | 5.69% | Current rates; Manulife One; Fixed-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One fixed-rate sub-account 5-year closed | 5.59% | Current rates; Manulife One; Fixed-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One fixed-rate sub-account 7-year closed | 6.35% | Current rates; Manulife One; Fixed-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Manulife One variable-rate sub-account 5-year open (Base Rate plus 0%) | 5.20% | Current rates; Manulife One; Variable-rate sub-account terms; APR (%) | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 1-year closed | 6.89% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 1-year open | 6.95% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 10-year closed | 6.69% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 2-year closed | 6.34% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 3-year closed | 5.39% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 4-year closed | 5.69% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 5-year closed | 5.59% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 6-month closed | 7.99% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Mortgage | Preferred Rate Mortgage 7-year closed | 6.35% | Preferred Rate Mortgage; APR (%) as printed in the table heading | Current Rates | Manulife Bank | 2026-11-15 |
| Savings account | Advantage Account rate | 1.50% | Best Savings Accounts in Canada | Updated: 2026-11-14 | |
| Savings account | Advantage Account rate (promotional rate) Promotional | 3.00% | Promotional rate applies for 2 years (730 days) | Best Savings Accounts in Canada | Updated: 2026-11-14 |
| Savings account | Manulife Bank Advantage Account | 1.65% | Fees: $0; Insurance: CDIC | Best high interest savings accounts in Canada 2026 | Ratehub.ca | Rates updated: November 12, 2026, 3:44 p.m. |
Products as recorded
- Manulife One
- Manulife Bank Select Mortgage
- Manulife Bank Select High Ratio Mortgage
- Preferred Rate Mortgage
Manulife Bank of Canada, owned by Manulife Financial, headquarters Toronto per Wikipedia's list of banks in Canada
The lender's own website.
Sources for this record
- https://www.manulifebank.ca/current-rates.html
- https://www.manulifebank.ca/campaign/special-mortgage-rates.html
- https://en.wikipedia.org/wiki/List_of_banks_and_credit_unions_in_Canada
Encyclopedia captured 2026-11-14.