Lenders
ICICI Bank Canada
ICICI Bank Canada is recorded in this encyclopedia as a bank operating Ontario, Alberta and British Columbia, and it deals with borrowers directly.
| Type | bank |
|---|---|
| Operates | Ontario, Alberta and British Columbia |
| Head office province | Ontario |
| Website | https://www.icicibank.ca/ |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
9 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Mortgage | 1-Year Fixed Closed | 6.09% | Posted Rates; Rates are as of August 01, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank's discretion. No further rate adjustments are permitted within 5 business days prior to the advance date; Mortgages are subject to meeting the lending criteria of ICICI Bank Canada | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | 2-Year Fixed Closed | 5.59% | Posted Rates; Rates are as of August 01, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank's discretion. No further rate adjustments are permitted within 5 business days prior to the advance date; Mortgages are subject to meeting the lending criteria of ICICI Bank Canada | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | 3-Year Fixed Closed | 6.14% | Posted Rates; Rates are as of August 01, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank's discretion. No further rate adjustments are permitted within 5 business days prior to the advance date; Mortgages are subject to meeting the lending criteria of ICICI Bank Canada | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | 3-Year Variable Closed | Prime + 1.00% | Posted Rates; Rates are as of August 01, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank's discretion. No further rate adjustments are permitted within 5 business days prior to the advance date; Mortgages are subject to meeting the lending criteria of ICICI Bank Canada; ICICI Bank Canada Prime Rate is 4.45% as of October 30, 2025. Variable rate and scheduled payment will vary automatically if and when the ICICI Bank Canada Prime Rate varies | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | 4-Year Fixed Closed | 6.04% | Posted Rates; Rates are as of August 01, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank's discretion. No further rate adjustments are permitted within 5 business days prior to the advance date; Mortgages are subject to meeting the lending criteria of ICICI Bank Canada | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | 5-Year Fixed Closed | 6.14% | Posted Rates; Rates are as of August 01, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank's discretion. No further rate adjustments are permitted within 5 business days prior to the advance date; Mortgages are subject to meeting the lending criteria of ICICI Bank Canada | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | 5-Year Variable Closed | Prime + 1.00% | Posted Rates; Rates are as of August 01, 2025. Interest rates are compounded half-yearly, not in advance and subject to change at any time without notice. Any discounts on mortgage rates are for new applications at the Bank's discretion. No further rate adjustments are permitted within 5 business days prior to the advance date; Mortgages are subject to meeting the lending criteria of ICICI Bank Canada; ICICI Bank Canada Prime Rate is 4.45% as of October 30, 2025. Variable rate and scheduled payment will vary automatically if and when the ICICI Bank Canada Prime Rate varies | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | Insured Mortgage Special Rates 5-Year Fixed Closed | 6.14% | Insured Mortgage Special Rates; Insured rate is only available to customers with less than 20% down payment, purchasing a residential property valued under CAD 1,500,000, who are eligible for the mortgage default insurance and meet other conditions; Rates are as of August 01, 2025 and subject to change at any time without notice | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
| Mortgage | Insured Mortgage Special Rates 5-Year Variable Closed | Prime + 1.00% | Insured Mortgage Special Rates; Insured rate is only available to customers with less than 20% down payment, purchasing a residential property valued under CAD 1,500,000, who are eligible for the mortgage default insurance and meet other conditions; Rates are as of August 01, 2025 and subject to change at any time without notice; ICICI Bank Canada Prime Rate is 4.45% as of October 30, 2025 | Apply for a Mortgage in Canada Online | ICICI Bank Canada | Rates are as of August 01, 2025 |
Products as recorded
- Closed fixed-rate mortgages
- Closed variable-rate mortgages
- Griha Pravesh (newcomer) mortgages
Schedule II wholly owned subsidiary of ICICI Bank Limited (headquartered in Mumbai, India); Canadian head office is Toronto, Ontario per CanadianBanks.ca profile checked Oct 30, 2026 and the bank's own documents
The lender's own website.
Sources for this record
- https://canadianbanks.ca/bank/icici-bank-canada
- https://www.icicibank.ca/legal/website-terms-of-use
- https://www.icicibank.ca/content/dam/icicibank/icici-assets/ca/accessibility-assessment-report.pdf
- https://canadabuzz.ca/icici-bank-canada-review/
Encyclopedia captured 2026-11-14.