Lenders
IC Savings
| Type | credit union |
|---|---|
| Operates | Ontario, Toronto and Vaughan / Greater Toronto Area and central and southwestern Ontario |
| Head office province | Ontario |
| Website | https://www.icsavings.ca |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | both |
Published rates held for this lender
47 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1 year - 1-Year Redeemable GIC | 1.90% | 1-Year Redeemable GIC | Rates | |
| GIC | 1 year - Non-Registered and Non-Redeemable GIC | 2.60% | Non-Registered and Non-Redeemable GIC | Rates | |
| GIC | 1 year - Registered and Non-Redeemable GIC | 2.60% | Registered and Non-Redeemable GIC | Rates | |
| GIC | 18 month - Non-Registered and Non-Redeemable GIC | 2.65% | Non-Registered and Non-Redeemable GIC | Rates | |
| GIC | 18 month - Registered and Non-Redeemable GIC | 2.65% | Registered and Non-Redeemable GIC | Rates | |
| GIC | 180 day - Short-Term and Non-Redeemable GIC | 1.95% | Short-Term and Non-Redeemable GIC | Rates | |
| GIC | 180 day - US Dollar Term Deposits | 0.10% | US Dollar Term Deposits | Rates | |
| GIC | 2 year - Non-Registered and Non-Redeemable GIC | 2.70% | Non-Registered and Non-Redeemable GIC | Rates | |
| GIC | 2 year - Registered and Non-Redeemable GIC | 2.70% | Registered and Non-Redeemable GIC | Rates | |
| GIC | 270 day - Short-Term and Non-Redeemable GIC | 2.00% | Short-Term and Non-Redeemable GIC | Rates | |
| GIC | 270 day - US Dollar Term Deposits | 0.05% | US Dollar Term Deposits | Rates | |
| GIC | 3 year - Non-Registered and Non-Redeemable GIC | 2.80% | Non-Registered and Non-Redeemable GIC | Rates | |
| GIC | 3 year - Registered and Non-Redeemable GIC | 2.80% | Registered and Non-Redeemable GIC | Rates | |
| GIC | 30 day - Short-Term and Non-Redeemable GIC | 0.40% | Short-Term and Non-Redeemable GIC | Rates | |
| GIC | 30 day - US Dollar Term Deposits | 0.05% | US Dollar Term Deposits | Rates | |
| GIC | 4 year - Non-Registered and Non-Redeemable GIC | 2.85% | Non-Registered and Non-Redeemable GIC | Rates | |
| GIC | 4 year - Registered and Non-Redeemable GIC | 2.85% | Registered and Non-Redeemable GIC | Rates | |
| GIC | 5 year - Non-Registered and Non-Redeemable GIC | 2.90% | Non-Registered and Non-Redeemable GIC | Rates | |
| GIC | 5 year - Registered and Non-Redeemable GIC | 2.90% | Registered and Non-Redeemable GIC | Rates | |
| GIC | 60 day - Short-Term and Non-Redeemable GIC | 0.55% | Short-Term and Non-Redeemable GIC | Rates | |
| GIC | 60 day - US Dollar Term Deposits | 0.05% | US Dollar Term Deposits | Rates | |
| GIC | 90 day - Euro Term Deposits | 0.10% | Euro Term Deposits | Rates | |
| GIC | 90 day - Short-Term and Non-Redeemable GIC | 0.65% | Short-Term and Non-Redeemable GIC | Rates | |
| GIC | 90 day - US Dollar Term Deposits | 0.05% | US Dollar Term Deposits | Rates | |
| GIC | If cashed after 180 days - 1-Year Redeemable GIC | 1.65% | 1-Year Redeemable GIC | Rates | |
| GIC | If cashed after 270 days - 1-Year Redeemable GIC | 1.75% | 1-Year Redeemable GIC | Rates | |
| Mortgage | 1 year Fixed-Rate Closed Mortgage | 5.09% | Fixed-Rate Closed Mortgages; APR1 5.79% | Rates | |
| Mortgage | 2 year Fixed-Rate Closed Mortgage | 4.84% | Fixed-Rate Closed Mortgages; APR1 5.15% | Rates | |
| Mortgage | 3 year Fixed-Rate Closed Mortgage | 5.09% | Fixed-Rate Closed Mortgages; APR1 5.26% | Rates | |
| Mortgage | 4 year Fixed-Rate Closed Mortgage | 5.24% | Fixed-Rate Closed Mortgages; APR1 5.34% | Rates | |
| Mortgage | 5 year Fixed-Rate Closed Mortgage | 5.34% | Fixed-Rate Closed Mortgages; APR1 5.40% | Rates | |
| Savings account | Business Operating Account | 0.00% | Business Accounts | Rates | |
| Savings account | Business Savings+ | 0.35% | Business Accounts | Rates | |
| Savings account | Community (Chequing) - Balances above $50,000 | 0.20% | Business Accounts | Rates | |
| Savings account | Community (Chequing) - Balances between $5,000.01 to $50,000 | 0.10% | Business Accounts | Rates | |
| Savings account | Community (Chequing) Account - Up to $5,000 | 0.00% | Business Accounts | Rates | |
| Savings account | Euro Savings Account | 0.05% | Personal Accounts | Rates | |
| Savings account | Fat Cat, Youth Savings Account | 0.45% | Legacy accounts - These accounts are no longer being opened. | Rates | |
| Savings account | Headstart, Youth Banking Account | 0.25% | Legacy accounts - These accounts are no longer being opened. | Rates | |
| Savings account | Investment Savings Account | 0.45% | Legacy accounts - These accounts are no longer being opened. | Rates | |
| Savings account | Maximizer Plus - Above $300,000 | 0.00% | Legacy accounts - These accounts are no longer being opened. | Rates | |
| Savings account | Maximizer Plus - Up to $300,000 | 0.45% | Legacy accounts - These accounts are no longer being opened. | Rates | |
| Savings account | Maximizer, Chequing Account | 0.00% | Legacy accounts - These accounts are no longer being opened. | Rates | |
| Savings account | Perfetto. - For the balance up to $500,000 | 0.45% | Personal Accounts | Rates | |
| Savings account | Perfetto. - For the portion above $500,000 | 0.05% | Personal Accounts | Rates | |
| Savings account | Savings Plus - Above $500,000 | 0.05% | Legacy accounts - These accounts are no longer being opened. | Rates | |
| Savings account | Savings Plus - Up to $500,000 | 0.45% | Legacy accounts - These accounts are no longer being opened. | Rates |
Products as recorded
- Fixed-Rate Closed Mortgages
- Payment Hold-Back Mortgage
- Net Worth Mortgage
- Reset Mortgage
The lender's own website.
Sources for this record
- https://www.icsavings.ca/rates
- https://www.icsavings.ca/personal/borrowing
- https://www.icsavings.ca/about-us/our-story
Encyclopedia captured 2026-11-14.