Lenders
Home Trust / Home Bank
Home Trust / Home Bank is recorded in this encyclopedia as a bank operating across Canada, and it lends only through mortgage brokers, so a borrower reaches it through a broker rather than at a branch or a website application.
| Type | bank |
|---|---|
| Operates | Across Canada |
| Head office province | Ontario |
| Website | http://www.hometrust.ca |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | broker |
Published rates held for this lender
No rate rows in this capture are published under this lender's own name. Where its rates appear in the record, they appear inside the comparison sources' own tables on the mortgage rates page, under the source's name rather than the lender's.
Products as recorded
- Classic mortgage
- Accelerator mortgage
- EquityAccess reverse mortgage
- Equityline Visa
Since January 2025 Home Trust Company operates as part of the Fairstone Bank group after the Home Trust and Fairstone Bank combination, while continuing to originate mortgages under its own name; Fairstone disclosure via CreditLab states Fairstone Bank, Home Trust Company and Home Bank are separate member institutions of CDIC. Accelerator was relaunched in late 2025 with Purchase, Switch/Transfer, New to Canada, Rental, Stated Income and Vacation/Secondary Home programs; EquityAccess reverse mortgages are broker-only in Ontario, Nova Scotia, Alberta and British Columbia
The lender's own website.
Sources for this record
- https://www.lowestrates.ca/mortgage/home-trust
- https://www.reversemortgaged.ca/providers
- https://www.bbb.org/ca/on/toronto/profile/consumer-finance-companies/home-trust-company-0107-19949
- https://en.wikipedia.org/wiki/List_of_banks_and_credit_unions_in_Canada
Encyclopedia captured 2026-11-14.