Lenders
Equitable Bank
Equitable Bank is recorded in this encyclopedia as a bank operating across Canada, and it lends only through mortgage brokers, so a borrower reaches it through a broker rather than at a branch or a website application.
| Type | bank |
|---|---|
| Operates | Across Canada |
| Head office province | Ontario |
| Website | www.equitablebank.ca |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | broker |
Published rates held for this lender
9 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Mortgage | 3-year fixed (insured) | 4.94% | fixed rate via a bank channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 5-year fixed (insured) | 4.64% | fixed rate via a bank channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | Equitable Prime Rate (P) | 4.70% | Equitable Prime Rate as of October 29th, 2026; The Equitable Prime Rate (P) is the annual rate of interest that is established from time to time by Equitable Bank, at its discretion, as a point of reference, and may change at any time. | Mortgage Rates | EQ Bank | Equitable Prime Rate as of October 29th, 2026 |
| Mortgage | Reverse Mortgage Flex 6 Month Fixed | 6.98% | EQ Bank Reverse Mortgage; Reverse Mortgage Flex Rate; set-up fee $995 printed on the same table | Mortgage Rates | EQ Bank | 2026-11-15 |
| Mortgage | Standard Mortgage Rate (Closed) 1 Year Fixed | 5.29% | Standard Mortgage Rate (Closed); Standard Mortgage Rates are based on our most favourable rates in Ontario and are for reference only and not guaranteed for any particular application. Interest rates are subject to applicants meeting Equitable Bank's credit granting criteria and other conditions and restrictions may apply. Interest rates are subject to change without notice at any time. | Mortgage Rates | EQ Bank | 2026-11-15 |
| Mortgage | Standard Mortgage Rate (Closed) 2 Year Fixed | 5.39% | Standard Mortgage Rate (Closed); Standard Mortgage Rates are based on our most favourable rates in Ontario and are for reference only and not guaranteed for any particular application. Interest rates are subject to applicants meeting Equitable Bank's credit granting criteria and other conditions and restrictions may apply. Interest rates are subject to change without notice at any time. | Mortgage Rates | EQ Bank | 2026-11-15 |
| Mortgage | Standard Mortgage Rate (Closed) 3 Year Fixed | 5.49% | Standard Mortgage Rate (Closed); Standard Mortgage Rates are based on our most favourable rates in Ontario and are for reference only and not guaranteed for any particular application. Interest rates are subject to applicants meeting Equitable Bank's credit granting criteria and other conditions and restrictions may apply. Interest rates are subject to change without notice at any time. | Mortgage Rates | EQ Bank | 2026-11-15 |
| Mortgage | Standard Mortgage Rate (Closed) 4 Year Fixed | 6.44% | Standard Mortgage Rate (Closed); Standard Mortgage Rates are based on our most favourable rates in Ontario and are for reference only and not guaranteed for any particular application. Interest rates are subject to applicants meeting Equitable Bank's credit granting criteria and other conditions and restrictions may apply. Interest rates are subject to change without notice at any time. | Mortgage Rates | EQ Bank | 2026-11-15 |
| Mortgage | Standard Mortgage Rate (Closed) 5 Year Fixed | 5.59% | Standard Mortgage Rate (Closed); Standard Mortgage Rates are based on our most favourable rates in Ontario and are for reference only and not guaranteed for any particular application. Interest rates are subject to applicants meeting Equitable Bank's credit granting criteria and other conditions and restrictions may apply. Interest rates are subject to change without notice at any time. | Mortgage Rates | EQ Bank | 2026-11-15 |
Products as recorded
- Fixed-rate mortgages
- Adjustable-rate mortgages
- EQB Evolution Suite mortgages
- Reverse mortgages
- Home equity line of credit
- Illuma prime mortgages
EQ Bank is its digital consumer brand; EQB completed its acquisition of PC Financial on July 1, 2026
The lender's own website.
Sources for this record
- https://www.canadianmortgagetrends.com/equitable-bank-mortgage-rates-and-product-overview/
- https://wowa.ca/banks/equitable-bank-mortgage-rates
- https://en.wikipedia.org/wiki/Equitable_Bank
Encyclopedia captured 2026-11-14.