Lenders
East Coast Credit Union
East Coast Credit Union is recorded in this encyclopedia as a credit union operating Nova Scotia, and it deals with borrowers directly.
| Type | credit union |
|---|---|
| Operates | Nova Scotia |
| Head office province | Nova Scotia |
| Website | https://www.eastcoastcu.ca |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
20 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1 Year | 3.20% | Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 1 Year Redeemable | 2.25% | Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 15-month special | 3.75% | Special Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 2 Year | 3.30% | Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 3 Year | 3.45% | Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 3 Year Escalator (1yr 3.15%, 2yr 3.40%, 3yr 3.75% | 3.43% | Special Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 30-month special | 4.00% | Special Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 4 Year | 3.50% | Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| GIC | 5 Year | 3.75% | Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union | |
| Mortgage | 1 Year | 6.49% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 2 Year | 6.39% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 3 Year | 6.19% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 3 Year special rate as low as | 5.09% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 4 Year | 6.09% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 4 Year special rate as low as | 5.09% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 5 Year | 6.00% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 5 Year special rate as low as | 4.99% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 6 Month (closed) | 6.99% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Mortgage | 6 Month (open) | 7.74% | Mortgage Rates; Prime Rate 4.70% | Rates | East Coast Credit Union | |
| Savings account | HISA | 0.55% | Term Deposit/RRSP/RRIF/TFSA Rates | Rates | East Coast Credit Union |
Products as recorded
- The East Coast CU Mortgage
- Cash Back Mortgage
- International Student Mortgage
- Mobile and Modular Home Mortgage
- Home Equity Line of Credit
- Total Access Home Equity
- Purchase Plus Improvement Program
Provincial Government Employees Credit Union joined East Coast on Jan 1, 2025; members of East Coast, Acadian, iNova and Teachers Plus voted in fall 2026 in favour of a further merger effective Jan 2027 under the East Coast Credit Union name, per East Coast's own site and merger site - still operating as East Coast Credit Union in November 2026
The lender's own website.
Sources for this record
- https://www.eastcoastcu.ca/Personal/Mortgages/Mortgages
- https://www.eastcoastcu.ca/Personal/Mortgages/Cash+Back+Mortgage
- https://ourfuturetogether.info/
Encyclopedia captured 2026-11-14.