Lenders
Desjardins
Desjardins is recorded in this encyclopedia as a credit union operating Quebec and Ontario, primarily Quebec, and it deals with borrowers directly.
| Type | credit union |
|---|---|
| Operates | Quebec and Ontario, primarily Quebec |
| Head office province | Quebec |
| Website | https://www.desjardins.com |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
26 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1-year non-redeemable GIC | 3.35% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 2-year non-redeemable GIC | 3.40% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 3-year non-redeemable GIC | 3.40% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 4-year non-redeemable GIC | 3.45% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| GIC | 5-year non-redeemable GIC | 4.10% | Non-registered, non-redeemable GICs with annual compounding | Non-Redeemable GICs in Canada | November 13, 2026 at 10:21 AM ET |
| Mortgage | 1-year fixed closed | 5.79% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 1-year fixed open | 9.50% | Open fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 1-year variable open | 5.95% | Open regular variable-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 10-year fixed closed | 6.99% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 2-year fixed closed | 5.84% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 2-year variable open | 5.95% | Open regular variable-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 3-year fixed closed | 6.14% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 4-year fixed closed | 6.19% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 4-year fixed closed (special) | 4.94% | Closed fixed-rate mortgage; 4 years (special rate) | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year annually adjustable closed | 5.79% | Closed annually adjustable rate mortgage (Yearly Rate Resetter) | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year fixed (insured) | 4.99% | fixed rate via a credit union channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 5-year fixed closed | 6.29% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year fixed closed (special) | 4.99% | Closed fixed-rate mortgage; 5 years (special rate) | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year variable closed - protected | 4.95% | Closed protected variable-rate mortgage; Maximum rate: 7.54% | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year variable closed - reduced | 4.70% | Closed reduced variable-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 5-year variable closed - reduced (special) | 4.35% | Closed reduced variable-rate mortgage; 5 years (special rate) | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 6-month fixed closed | 7.99% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 6-month fixed open | 9.75% | Open fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 6-year fixed closed | 6.39% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Mortgage | 7-year fixed closed | 6.49% | Closed fixed-rate mortgage | Canadian Mortgage Rates: Fixed and Variable Rates - Desjardins | No date printed on page; captured 2026-11-14 |
| Savings account | FHSA Savings Account | 2.00% | Best Savings Accounts in Canada | Updated: 2026-11-14 |
Products as recorded
- Closed fixed-rate mortgage
- Open fixed-rate mortgage
- Closed reduced variable-rate mortgage
- Closed protected variable-rate mortgage
- Open regular variable-rate mortgage
- Closed annually adjustable rate mortgage
- Versatile Line of Credit
The lender's own website.
Sources for this record
- https://www.desjardins.com/en/mortgage/mortgage-rates.html
- https://www.desjardins.com/en/mortgage.html?navigMW=ll
- https://Finanso.com/ca/desjardins/
Encyclopedia captured 2026-11-14.