Lenders
Community Trust
| Type | monoline |
|---|---|
| Operates | Through mortgage brokers, with approved lending areas across Canada |
| Head office province | Ontario |
| Website | https://www.communitytrust.com |
| Publishes rates | No. This lender publishes no rates, as recorded in the encyclopedia capture. |
| Channel | both |
Published rates held for this lender
13 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| Mortgage | 3-year fixed (insurable) | 5.75% | Insurable (e.g. home<$1M & amortization≤25-yr) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 3-year fixed (insured) | 5.75% | Insured (e.g. down payment<20%) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 3-year fixed (insured) | 5.75% | fixed rate via a monoline channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 3-year fixed (uninsurable) | 5.75% | Uninsurable (e.g. home ≥ $1M & down payment ≥ 20%, or refinances) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 5-year fixed (insured) | 5.69% | Your down payment is under 20%, so your mortgage needs mortgage default insurance. Showing Insured rates. | Best 5-Year Fixed Mortgage Rates Canada from 4.25% | WOWA.ca | November 13, 2026 at 5:35 PM ET |
| Mortgage | 5-year fixed (insured) | 5.69% | fixed rate via a monoline channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | Automatic Renewal Rate 6 Months Open | 10.99% | Automatic Renewal Rate; All Rates are subject to borrowers meeting Community Trust's lending criteria (this may include your credit score, income and property location) and are subject to change without notice | Mortgage Rates & Fees | October 29, 2026 |
| Mortgage | Community Trust Prime Lending Rate | 4.70% | Prime Lending Rate; Residential lending rates are determined on a case-by-case basis | Mortgage Rates & Fees | October 29, 2026 |
| Mortgage | Posted Mortgage Rate 1 Year Closed | 5.24% | Posted Mortgage Rates; Term (Closed); Residential lending rates are determined on a case-by-case basis; All Rates are subject to borrowers meeting Community Trust's lending criteria (this may include your credit score, income and property location) and are subject to change without notice | Mortgage Rates & Fees | October 29, 2026 |
| Mortgage | Posted Mortgage Rate 2 Years Closed | 5.24% | Posted Mortgage Rates; Term (Closed); Residential lending rates are determined on a case-by-case basis; All Rates are subject to borrowers meeting Community Trust's lending criteria (this may include your credit score, income and property location) and are subject to change without notice | Mortgage Rates & Fees | October 29, 2026 |
| Mortgage | Posted Mortgage Rate 3 Years Closed | 5.75% | Posted Mortgage Rates; Term (Closed); Residential lending rates are determined on a case-by-case basis; All Rates are subject to borrowers meeting Community Trust's lending criteria (this may include your credit score, income and property location) and are subject to change without notice | Mortgage Rates & Fees | October 29, 2026 |
| Mortgage | Posted Mortgage Rate 4 Years Closed | 5.59% | Posted Mortgage Rates; Term (Closed); Residential lending rates are determined on a case-by-case basis; All Rates are subject to borrowers meeting Community Trust's lending criteria (this may include your credit score, income and property location) and are subject to change without notice | Mortgage Rates & Fees | October 29, 2026 |
| Mortgage | Posted Mortgage Rate 5 Years Closed | 5.69% | Posted Mortgage Rates; Term (Closed); Residential lending rates are determined on a case-by-case basis; All Rates are subject to borrowers meeting Community Trust's lending criteria (this may include your credit score, income and property location) and are subject to change without notice | Mortgage Rates & Fees | October 29, 2026 |
Products as recorded
- Owner-Occupied Program
- Rental Program
- Non-Conforming Mortgages
- Home Equity Line of Credit
- Second Mortgages
Acquired by Questrade Financial Group in 2019; a June 30, 2026 Questbank Pillar 3 disclosure states Questbank, which commenced operations November 1, 2025, is the parent company of Community Trust Company, a federally regulated trust company
The lender's own website.
Sources for this record
- https://communitytrust.com/managing-your-mortgage/
- https://www.canadianmortgagetrends.com/2025/10/community-trust-at-50-a-golden-anniversary-built-on-broker-partnerships/
- https://www.zoominfo.com/c/community-trust-co/9093926
- https://mbanc.ca/community-trust-second-mortgage-program/
- https://findependencehub.com/transforming-the-mortgage-experience-during-inflationary-times/
- http://communitytrust.com/wp-content/uploads/2026/09/QuestBank-Basel-III-Pillar-3-Public-Disclosure-2026-Q2-at-Jun-30th.pdf
Encyclopedia captured 2026-11-14.