Lenders
Caisse Alliance
Caisse Alliance is recorded in this encyclopedia as a credit union operating Northern Ontario, 24 communities, and it deals with borrowers directly.
| Type | credit union |
|---|---|
| Operates | Northern Ontario, 24 communities |
| Head office province | Ontario |
| Website | https://www.caissealliance.com |
| Publishes rates | Yes. Its published rates are in the mortgage rates section. |
| Channel | direct |
Published rates held for this lender
52 published rate rows in this capture were printed under this lender's own name, drawn from its own rate sheet and from the mortgage sweep. They are the same rows that appear in the mortgage rates record, gathered here so the lender's prices can be read beside its record.
| Product | Term or type | Published rate or fee | Conditions as published | Source | As of |
|---|---|---|---|---|---|
| GIC | 1 year GIC (non-redeemable) | 2.75% | Conventional Term Deposits Non-Redeemable | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 12 months GIC (redeemable) | 2.15% | Term Savings Redeemable | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 18 months GIC Promotional | 3.24% | Term Special Offers | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 2 years GIC (non-redeemable) | 2.85% | Conventional Term Deposits Non-Redeemable | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 3 years GIC (non-redeemable) | 3.00% | Conventional Term Deposits Non-Redeemable | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 34 months GIC Promotional | 4.00% | Term Special Offers | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 4 years GIC (non-redeemable) | 3.10% | Conventional Term Deposits Non-Redeemable | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 5 years GIC (non-redeemable) | 3.25% | Conventional Term Deposits Non-Redeemable | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| GIC | 52 months GIC Promotional | 3.60% | Term Special Offers | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 12 months - closed Promotional | 5.24% | Special Offers Mortgage Rates; APR 5.865% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 12 months - closed | 5.74% | Posted Mortgage Rates; APR 6.115% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 12 months - open Promotional | 9.75% | Special Offers Mortgage Rates; APR 10.128% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 12 months - open | 9.75% | Posted Mortgage Rates; APR 10.128% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 24 months - closed Promotional | 5,04% | Special Offers Mortgage Rates; APR 5.236% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 24 months - closed | 5.49% | Posted Mortgage Rates; APR 5.687% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 3-year fixed (insurable) | 5.14% | Insurable (e.g. home<$1M & amortization≤25-yr) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 3-year fixed (insured) | 4.84% | Insured (e.g. down payment<20%) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 3-year fixed (insured) | 4.84% | fixed rate via a credit union channel, as published by the source. | WOWA: Best Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 3-year fixed (uninsurable) | 5.14% | Uninsurable (e.g. home ≥ $1M & down payment ≥ 20%, or refinances) | Best Mortgage Rates Canada from 3.60% (Compare 50+ Lenders) | November 13, 2026 at 5:35 PM ET |
| Mortgage | 36 months - Insured/closed Promotional | 4.84% | Special Offers Mortgage Rates; APR 4.840% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 36 months - closed Promotional | 5,14% | Special Offers Mortgage Rates; APR 5,274% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 36 months - closed | 6.19% | Posted Mortgage Rates; APR 6.325% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 48 months - closed Promotional | 5,14% | Special Offers Mortgage Rates; APR 5.242% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 48 months - closed | 6.29% | Posted Mortgage Rates; APR 6.393% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 5-year fixed (insured) | 4.94% | Your down payment is under 20%, so your mortgage needs mortgage default insurance. Showing Insured rates. | Best 5-Year Fixed Mortgage Rates Canada from 4.25% | WOWA.ca | November 13, 2026 at 5:35 PM ET |
| Mortgage | 5-year fixed (insured) | 4.94% | fixed rate via a credit union channel, as published by the source. | WOWA: Best 5-Year Fixed Mortgage Rates in Canada | 2026-11-13 |
| Mortgage | 60 months - Insured/closed Promotional | 4.94% | Special Offers Mortgage Rates; APR 4.940% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 60 months - closed Promotional | 5,24% | Special Offers Mortgage Rates; APR 5.323% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 60 months - closed | 6.49% | Posted Mortgage Rates; APR 6.574% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 84 months - closed Promotional | 5.49% | Special Offers Mortgage Rates; APR 5.551% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Mortgage | 84 months - closed | 6.40% | Posted Mortgage Rates; APR 6.461% | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Business Daily Savings Account - $0 to $4,999.99 | 0.30% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Business Daily Savings Account - $100,000 or more | 1.50% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Business Daily Savings Account - $5,000 to $99,999.99 | 1.10% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Business High-Yield Savings Account - $1,000,000 to $2,499,999.99 | 2.15% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Business High-Yield Savings Account - $100,000 to $249,999.99 | 1.60% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Business High-Yield Savings Account - $2,500,000 or more | 2.40% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Business High-Yield Savings Account - $250,000 to $999,999.99 | 1,90% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Daily Interest Savings Account | 0.05% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | High-Yield Savings Account - $0 to $999.99 | 0.05% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | High-Yield Savings Account - $1,000 to $4,999.99 | 0.40% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | High-Yield Savings Account - $5,000 or more | 0.75% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Registered Variable Savings Account (TFSA, FHSA, RRSP, LIRA, RRIF, LIF) | 0.65% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Student Savers Account (0 to 12 years old) | 0.10% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | USD Account - $0 to $99,999.99 | 0.20% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | USD Account - $1,000,000 or more | 0.40% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | USD Account - $100,000 to $499,999.99 | 0.30% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | USD Account - $500,000 to $999,999.99 | 0.35% | Business Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | USD Build-Up Savings Account - $0 to $99,999.99 | 0.05% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | USD Build-Up Savings Account - $100,000 to 499,999.99 | 0.10% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | USD Build-Up Savings Account - $500,000 or more | 0.15% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
| Savings account | Youth Profit Account (12 to 26 years old) | 0.10% | Personal Accounts | Interest Rates | Caisse Alliance | Rates effective November 6, 2026 |
Products as recorded
- Mortgage Loans
- Special Offers Mortgage Rates
- Posted Mortgage Rates
The lender's own website.
Sources for this record
- https://www.caissealliance.com/en/interest-rates/
- https://www.caissealliance.com/en/caisse/enhancing-allia-to-elevate-member-experience/
- https://www.cgi.com/canada/en-ca/news/artificial-intelligence/cgi-and-caisse-alliance-announce-10-year-agreement-transform-member
Encyclopedia captured 2026-11-14.