Brokerages
Qtrade Direct Investing
The full published fee schedule as captured from the brokerage's own pricing pages.
- Stock commission
- $0 online, Canadian and U.S. exchanges, effective October 28, 2025 (from search-indexed summaries of Qtrade's pricing page, direct fetch returned 429, not retried). Phone orders: $45 minimum.
- ETF buy commission
- $0 (all ETFs on Canadian and US exchanges; from search-indexed summaries of Qtrade's pricing page, direct fetch returned 429, not retried)
- ETF sell commission
- $0 (all ETFs on Canadian and US exchanges; same provenance as ETF buy)
- Options commission
- $0 plus $0.75 per contract online; assignments flat $30; exercises billed as representative-assisted trades at $30 plus $1.00-$3.50 per contract, $45 minimum (search-indexed summaries of Qtrade's pricing page, direct fetch 429, not retried)
- Currency conversion
- No numeric spread published. Qtrade states it may earn revenue on foreign exchange transactions / on the spread; rate shown in the trading window before committing. Third-party ~1.7% figures are estimates and are not recorded as published fees.
- Margin rates
- CDN Prime 4.70% (October 29, 2026); USD Prime 7.00% (September 17, 2026). Standard margin: $0-$99,999 Prime + 1.55% CAD and USD; $100,000+ Prime + 1.0% CAD and USD. Investor Plus margin: Prime + 1.25% under $100,000; Prime + 0.75% at $100,000+. Cash/registered debit balances: 21% all balances.
- Admin fees
- {'CAD_registered_and_non_registered': 'No annual administration fee listed on the fetched fees page', 'USD_registered_accounts_RSP_RIF_TFSA_excl_FHSA': 'US $15 / quarter / account (waived for Investor Plus, per search-indexed summaries)', 'formal_trust': '$100 setup + $50/year after first year', 'other': 'Partial de-registration $50; full de-registration $125; account closure $100 within first year only'}
- Inactivity fee
- Not published in the capture
- Transfer out fee
- $150 (fetched fees page, verbatim: 'Account transfer out, $150'). No full/partial distinction published on that page; partial transfer-out fee not published / not found.
- Account minimums
- Not published in the capture
Notes from the capture
Fees page and interest-rates page fetched in full from qtrade.ca on capture date, all account, registered, transfer and margin figures are verbatim from those pages. The commissions/pricing page itself returned HTTP 429 on the browser.open attempt and was NOT retried per instructions; stock/ETF/options commission figures come from search-indexed summaries of that page (YieldMaple and CreditLab, checked Oct 8-14, 2026) and are mutually consistent. Inactivity fee: none listed on the fetched fees page. Account minimum: not found on the fetched pages (reviewers report $0, unverified on an official page in this pass), recorded as null.
Source: https://www.qtrade.ca/en/investor/pricing/fees.html | Captured 2026-11-15