Brokerages
CIBC Investor's Edge
The full published fee schedule as captured from the brokerage's own pricing pages.
- Stock commission
- $6.95 per online stock or ETF trade (standard, less than 150 trades/quarter); $4.95 active trader (more than 150 trades/quarter); $0 for clients under 25 with CIBC Smart Start; $5.95 for CIBC Smart for Students
- ETF buy commission
- $6.95 per online trade standard ($4.95 active, $0 under-25 Smart Start, $5.95 student); $0 commission on over 200 listed ETFs, 'Buy and sell over 200 ETFs to build your portfolio, commission-free'
- ETF sell commission
- $6.95 per online trade standard ($4.95 active, $0 under-25 Smart Start, $5.95 student); $0 commission on over 200 listed ETFs, 'Buy and sell over 200 ETFs to build your portfolio, commission-free'
- Options commission
- $6.95 + $1.25 per contract (standard); $4.95 + $1.25 per contract (active trader); $5.95 + $1.25 per contract (student)
- Currency conversion
- Tiered spread table (USD tier | basis points | % calculated using Bank of Canada exchange rate): $0-$24,999.99: 225 bps / 1.6%; $25,000-$99,999.99: 130 bps / 0.9%; $100,000-$249,999.99: 75 bps / 0.5%; $250,000-$499,999.99: 40 bps / 0.3%; $500,000-$999,999.99: 35 bps / 0.3%; $1,000,000 and up: 25 bps / 0.2%
- Margin rates
- Effective October 29, 2026, non-registered debit balances: $0-$99,999.99 CAD 6.50% / USD 8.75%; $100,000-$999,999.99 CAD 6.25% / USD 8.75%; $1,000,000 and up CAD 5.00% / USD 7.25%. Registered debit balances: CAD 7.25% / USD 9.25%. Credit balances 0.00% CAD and USD. CIBC CAD prime 4.70% (Oct 29, 2026); USD prime 7.00% (Sep 17, 2026)
- Admin fees
- $100 annual account fee when the total market balance of all accounts is $10,000 or less; $0 when greater than $10,000; FHSA accounts have no annual fees; new clients exempt from first year fees; $100 fee waived for all registered and non-registered accounts for under-25 Smart Start and Smart for Students clients
- Inactivity fee
- Not published in the capture
- Transfer out fee
- Not published in the capture
- Account minimums
- No minimum balance (stated in the young investor and student sections of the pricing page)
Notes from the capture
Transfer-out fee and any separate inactivity/quarterly fee were not listed on the official pricing page as fetched, so they are null (not published / not found in this pass) rather than filled from third-party reviews, which cite a $150 transfer-out fee said to date from a March 1, 2026 Commissions and Fees schedule that was not reachable as a public official document in this pass. Telephone trades: minimum commission of $50 applies to all Canadian and U.S. orders. Money market mutual funds $0; all other mutual funds $6.95.
Source: https://www.investorsedge.cibc.com/en/pricing.html | Captured 2026-11-15