Brokerages

BMO InvestorLine (Self-Directed)

The full published fee schedule as captured from the brokerage's own pricing pages.

Stock commission

$0 per trade, unlimited $0 commission trades on stocks and ETFs

ETF buy commission

$0, unlimited $0 commission trades on stocks and ETFs

ETF sell commission

$0, unlimited $0 commission trades on stocks and ETFs; no buy/sell distinction published

Options commission

$0 base commission + $0.90 per contract (reduced from $1.25); $0 options assignment fees; $0 options exercise fees

Currency conversion

Not published in the capture

Margin rates

Not published in the capture

Admin fees

All brokerage account administration fees eliminated ($0): RRSP/LIRA Account Minimum Fee $100/year -> $0; RESP Account Minimum Fee $50/year -> $0; Non-Registered Account Minimum Fee $25/quarter -> $0; RRSP/RRIF Deregistration Fee $50 -> $0

Inactivity fee

$0, former minimum-balance fees eliminated (Non-Registered $25/quarter -> $0; RRSP/LIRA $100/year -> $0; RESP $50/year -> $0); no separate inactivity fee published on pages fetched

Transfer out fee

$0 (was $150 -> $0); no full/partial distinction published

Account minimums

There is no minimum balance to open a Self-Directed account

Notes from the capture

Captured from two official bmo.com pages fetched successfully. Fee schedule PDF https://www.bmoinvestorline.com/selfDirected/pdfs/SDFeeSchedule_E.pdf returned HTTP 400 on browser.open and was not retried unchanged; FX tiers and margin rates live in that schedule / interest-rates document and were not captured from an official document in this pass (null). Stale FAQ on the official Self-Directed page still quotes $9.95 + $1.25/contract, contradicting the page's current $0 / $0.90 sections, flagged in capture file.

Source: https://www.bmo.com/en-ca/main/personal/investments/direct-investing/investorline/self-directed/commission-free-trading/ | Captured 2026-11-15