Bank Accounts
Vancity: accounts and charges
8 accounts captured from Vancity's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
Pay As You Go Chequing
Type: chequing
| Monthly fee | N/A |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | 0 |
| Excess transaction fee | $0.50 |
| Interac e-Transfer fee | $0.90 |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | $0.50 |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Bulletin #185 effective October 19, 2026: monthly package fee sequence and included transactions sequence begin 0 / Unlimited / 40 / 25 / Unlimited. Bulletin #184 excerpt: cheque transactions $0.50, ATM debit fee $0.50, sending an Interac e-Transfer shown for savings accounts at $0.90; per-transaction chequing fees are as in the bulletin excerpt. NSF fee not published in excerpt reached.
Source: https://edge.sitecorecloud.io/vancouverci5821-vancity9f0e-prod943f-e9a1/media/Project/public-sites/www/Legal/Personal-Service-Charge-Bulletin/Vancity_Personal_SC_Bulletin.pdf?rev=81f312acc7694ac494fcc91936d28716 | Captured 2026-11-15
Essential Chequing
Type: chequing
| Monthly fee | $9.75 |
|---|---|
| Fee waiver minimum balance | $1,500.00 |
| Included transactions | 25 |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Bulletin #185: monthly package fees $9.75 / $14.75 / $25.75 correspond in order to the $1,500 / $3,000 / $6,000 waiver balances and 25 / Unlimited included transactions shown in the bulletin. Excess, e-Transfer, NSF and ATM fees not clearly mapped per-account in the excerpt reached, so null.
Source: https://edge.sitecorecloud.io/vancouverci5821-vancity9f0e-prod943f-e9a1/media/Project/public-sites/www/Legal/Personal-Service-Charge-Bulletin/Vancity_Personal_SC_Bulletin.pdf?rev=81f312acc7694ac494fcc91936d28716 | Captured 2026-11-15
Essential Plus Chequing
Type: chequing
| Monthly fee | $14.75 |
|---|---|
| Fee waiver minimum balance | $3,000.00 |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Name as commonly printed; bulletin excerpt shows the $14.75 tier with $3,000.00 waiver balance and Unlimited (except In-Person) included transactions. Per-account excess/e-Transfer/NSF/ATM fees not clearly mapped in excerpt, so null. Product name in bulletin excerpt was truncated in search indexing - see gap.
Source: https://edge.sitecorecloud.io/vancouverci5821-vancity9f0e-prod943f-e9a1/media/Project/public-sites/www/Legal/Personal-Service-Charge-Bulletin/Vancity_Personal_SC_Bulletin.pdf?rev=81f312acc7694ac494fcc91936d28716 | Captured 2026-11-15
Total Chequing
Type: chequing
| Monthly fee | $25.75 |
|---|---|
| Fee waiver minimum balance | $6,000.00 |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Bulletin #185 $25.75 tier with $6,000.00 waiver balance. Other per-account charges not clearly mapped in excerpt, so null.
Source: https://edge.sitecorecloud.io/vancouverci5821-vancity9f0e-prod943f-e9a1/media/Project/public-sites/www/Legal/Personal-Service-Charge-Bulletin/Vancity_Personal_SC_Bulletin.pdf?rev=81f312acc7694ac494fcc91936d28716 | Captured 2026-11-15
Jumpstart™ High Interest Savings
Type: hisa
| Monthly fee | N/A |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | N/A |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | $0.90 |
| NSF fee | Not in the published capture |
| Overdraft | $5.00 |
| ATM fees | $5.00 |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Bulletin #184 effective March 8, 2026, Savings accounts table in product order Jumpstart / Plan 24 / Plan 24 Plus / Investment Savings: monthly package fee N/A for all; sending an Interac e-Transfer $0.90 / $0.90 / $0.90 / $0; withdrawals in-person $5.00 for Jumpstart; ATM debit fee $5.00 for Jumpstart; overdraft charge $5.00 shown in miscellaneous excerpt (Jumpstart saving accounts note truncated). Interest rate not published in bulletin excerpt.
Source: https://online.vancity.com/Legal/Personal/ServiceChargeBulletin/Vancity_Personal_SC_Bulletin_08March2026.pdf.pdf | Captured 2026-11-15
Plan 24® Savings
Type: savings
| Monthly fee | N/A |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | 2 |
| Excess transaction fee | $0.70 |
| Interac e-Transfer fee | $0.90 |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | $0.50 |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Bulletin #184: free monthly transactions capped at 2 for Plan 24; in-person withdrawals $0.70; debit card $0.50 in the savings table order. Interest rate not published in excerpt.
Source: https://online.vancity.com/Legal/Personal/ServiceChargeBulletin/Vancity_Personal_SC_Bulletin_08March2026.pdf.pdf | Captured 2026-11-15
Plan 24® Savings Plus
Type: savings
| Monthly fee | N/A |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | N/A |
| Excess transaction fee | $0.00 |
| Interac e-Transfer fee | $0.90 |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | $0.00 |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Bulletin #184 savings table, third product in order: in-person withdrawals $0.00, debit card $0.00. Footnote 1 applies in bulletin (not reproduced in excerpt). Interest rate not published in excerpt.
Source: https://online.vancity.com/Legal/Personal/ServiceChargeBulletin/Vancity_Personal_SC_Bulletin_08March2026.pdf.pdf | Captured 2026-11-15
Investment Savings
Type: savings
| Monthly fee | N/A |
|---|---|
| Fee waiver minimum balance | $25,000.00 |
| Included transactions | 2 |
| Excess transaction fee | $0.80 |
| Interac e-Transfer fee | $0 |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | $0.80 |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is Vancity's own Service Charge Bulletin. Full PDF text fetch returned 429 in this pass; figures are those shown in the search-indexed excerpt of the bulletin, in the product order printed in the bulletin. Charges not shown in the excerpt are null. Bulletin #184: free monthly transactions capped at 2; everyday transaction fees waived if monthly minimum balance is $25,000.00 (footnote 9 in bulletin); cheque transactions $0.80, in-person withdrawals $1.00 in table order - in-person figure is in notes here because excess field holds the $0.80 cheque/debit figure; sending e-Transfer $0. Interest rate not published in excerpt.
Source: https://online.vancity.com/Legal/Personal/ServiceChargeBulletin/Vancity_Personal_SC_Bulletin_08March2026.pdf.pdf | Captured 2026-11-15