Bank Accounts
Simplii Financial: accounts and charges
3 accounts captured from Simplii Financial's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
No Fee Chequing Account
Type: chequing
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Free |
| NSF fee | Not in the published capture |
| Overdraft | $4.97 monthly charge applies only when you use this service, in addition to a fixed interest rate of 19% on overdraft balances; limits up to $5,000 |
| ATM fees | Free access to over 3,400 CIBC ATMs across Canada |
| Published welcome bonus | Promotion: Earn $350, set up an eligible direct deposit of $100 or more and keep it active for 4 months. Terms apply. Offer ends January 31, 2027. (promotion) |
| Interest rate as published | Not in the published capture |
From Simplii's own bank-accounts landing page (fetched 2026-11-15) and its No Fee Chequing page as returned in search crawl: No monthly fee with no minimum balance; Free daily banking: Unlimited debit purchases, bill payments and withdrawals. Fee-waiver field is null because the page states no minimum balance rather than a waiver threshold. NSF fee, non-CIBC ATM charges and a numeric chequing interest rate were not published on the Simplii pages reached (the chequing page interest table returned an unresolved rate placeholder), so they are null. Detailed Simplii product/fee pages could not be opened in this pass due to a 429 from the fetch service.
Source: https://www.simplii.com/en/bank-accounts.html | Captured 2026-11-15
High Interest Savings Account
Type: hisa
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Promotion: Earn 5.00% interest for 5 months on eligible deposits up to $100,000. Terms apply. Offer ends January 31, 2027. (promotion) |
| Interest rate as published | Not in the published capture |
From Simplii's own bank-accounts landing page (fetched 2026-11-15): No monthly or transaction fees; No minimum balance needed; Great rates on every dollar. The regular (non-promotional) interest rate was not published on the pages reached, so interest_rate is null and the 5.00% figure is recorded only as a promotion. Transaction, e-Transfer, NSF, overdraft and ATM charges were not published on the pages reached, so they are null.
Source: https://www.simplii.com/en/bank-accounts.html | Captured 2026-11-15
USD Savings Account
Type: savings
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
From Simplii's own bank-accounts landing page (fetched 2026-11-15): No monthly fees and no minimum balance required. Interest rate and transaction charges were not published on the pages reached, so they are null.
Source: https://www.simplii.com/en/bank-accounts.html | Captured 2026-11-15