Bank Accounts
RBC: accounts and charges
8 accounts captured from RBC's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
RBC Day to Day Banking
Type: chequing
| Monthly fee | $4.00 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | 12 |
| Excess transaction fee | $1.25 ea. |
| Interac e-Transfer fee | Free |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
RBC publishes no minimum-balance fee waiver for this account; monthly-fee rebates are via the RBC Value Program / seniors rebate, not a balance waiver, so fee_waiver_min_balance is null. Excess fee and included count from RBC Personal Deposit Accounts Disclosures and Agreements (Aug 1, 2025 / Aug 3, 2026 booklet) as indexed. ATM Interac Access Fee could not be reliably mapped per account from the garbled booklet table, so atm_fees is null. Welcome bonus not published on the pages reached for this account, so null.
Source: https://www.rbcroyalbank.com/onlinebanking/servicech/pdf/PDA_Account_Disclosure_Booklet.pdf | Captured 2026-11-15
RBC Advantage Banking
Type: chequing
| Monthly fee | $12.95 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not applicable |
| Interac e-Transfer fee | Free |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
RBC publishes no minimum-balance fee waiver for this account; monthly-fee rebates are via the RBC Value Program / seniors rebate, not a balance waiver, so fee_waiver_min_balance is null. Unlimited debits per RBC booklet / product pages. ATM fee and welcome bonus not reliably published on the pages reached, so null.
Source: https://www.rbcroyalbank.com/onlinebanking/servicech/pdf/PDA_Account_Disclosure_Booklet.pdf | Captured 2026-11-15
RBC Signature No Limit Banking
Type: chequing
| Monthly fee | $16.95 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not applicable |
| Interac e-Transfer fee | Free |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | $600 offer: open an RBC Signature No Limit Banking or RBC VIP Banking account by March 1, 2027 (rbc.com offer page); a separate RBC page published an iPad offer for the same accounts open by November 2, 2026 |
| Interest rate as published | Not in the published capture |
Monthly fee $16.95, or $4/mo with the Value Program rebate as published on the offer page (a rebate, not a minimum-balance waiver, so fee_waiver_min_balance is null). Unlimited debits and free e-Transfers per offer page. ATM fee not reliably mapped from the booklet table, so null.
Source: https://www.rbcroyalbank.com/bank-accounts/new-bank-accounts-offers-canada.html?msockid=0a2fa7c09ce66e501222b0389d3a6fa2 | Captured 2026-11-15
RBC VIP Banking
Type: chequing
| Monthly fee | $30.00 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not applicable |
| Interac e-Transfer fee | Free |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | $600 offer: open an RBC Signature No Limit Banking or RBC VIP Banking account by March 1, 2027 (rbc.com offer page); a separate RBC page published an iPad offer for the same accounts open by November 2, 2026 |
| Interest rate as published | Not in the published capture |
Monthly fee $30, or $17.05/mo with the Value Program rebate as published on the offer page (a rebate, not a minimum-balance waiver, so fee_waiver_min_balance is null). Unlimited debits. ATM fee not reliably mapped from the booklet table, so null.
Source: https://www.rbcroyalbank.com/bank-accounts/new-bank-accounts-offers-canada.html?msockid=0a2fa7c09ce66e501222b0389d3a6fa2 | Captured 2026-11-15
RBC High Interest eSavings
Type: hisa
| Monthly fee | $0.00 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | $1.00 each |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | 4.70% interest for 3 months when you open your RBC High Interest eSavings account for the first time. Offer expires 3:00 PM EST on December 8, 2026 |
| Interest rate as published | 0.650% (regular, all balances); promotional 4.70% for first 3 months for first-time accounts) |
Monthly fee $0.00 per RBC disclosures booklet savings columns. e-Transfer $1.00 each for RBC personal savings accounts per RBC Additional Account Services page. Included/excess debit counts could not be reliably mapped from the garbled booklet table, so null. Rates from RBC Personal Accounts Interest Rates page (rates for 15 November 2026) and the product page.
Source: https://www.rbcroyalbank.com/bank-accounts/savings-accounts/high-interest-savings-account.html?utm_dc=ks_SEG_7844850661_100600187273_493342599318_kwd-12009601_c | Captured 2026-11-15
RBC Enhanced Savings
Type: savings
| Monthly fee | $0.00 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | $1.00 each |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Tiered: 0.000% on $0.00 to $4,999.99; 0.001% on $5,000.00 to $9,999.99; 0.005% on $10,000.00 to $24,999.99; 0.010% on $25,000.00 and over (higher tiers shown as 0.010 P) |
Rates from RBC Personal Accounts Interest Rates page (rates for 15 November 2026). Included/excess debit counts could not be reliably mapped from the garbled booklet table, so null.
Source: http://rbcroyalbank.com/rates/persacct.html?_gl=1*odgvfz*_up*MQ..&gbraid=0AAAAAD6Xpt8_T7Yq_wHsa3yjClTrRMDj9&gclid=CjwKCAiA3Na5BhAZEiwAzrfagMve-H31cGqj8uMFOkRNuqsoJvu85WV4QsMeBsqqEnM3twa9rPFqkhoC9oYQAvD_BwE | Captured 2026-11-15
RBC Day to Day Savings
Type: savings
| Monthly fee | $0.00 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | 1 |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | $1.00 each |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Tiered: 0.005% on $0.00 to $999.99; 0.010% on $1,000.00 and over (tiers shown as 0.010 / 0.010 P) |
Rates from RBC Personal Accounts Interest Rates page. One free debit per month as described for this account on RBC savings pages / summaries reached; excess fee could not be reliably mapped from the booklet table, so null.
Source: https://www.rbcroyalbank.com/bank-accounts/savings-accounts/compare-savings-accounts.html | Captured 2026-11-15
RBC U.S. High Interest eSavings
Type: hisa
| Monthly fee | $0.00 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | $10.00 each |
| Overdraft | $5.00 per month plus applicable Overdraft Interest. Monthly fee waived for RBC VIP Banking and RBC Signature No Limit Banking accounts, interest applies if used. |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 0.250% |
U.S. dollar account. Rate and inclusion from RBC Compare Savings Accounts page (High Interest / Enhanced / Day to Day / U.S. Savings comparison). e-Transfer not available / not published for this USD account on pages reached, so null. NSF for USD accounts is charged in U.S. currency at the $10.00 Canadian equivalent per RBC Additional Account Services notes.
Source: https://www.rbcroyalbank.com/bank-accounts/savings-accounts/compare-savings-accounts.html | Captured 2026-11-15