Bank Accounts
Oaken Financial: accounts and charges
4 accounts captured from Oaken Financial's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
Oaken Savings Account
Type: hisa
| Monthly fee | No monthly fees |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 3% |
Direct browser.open of the rates page returned 429 and was not retried in this pass; figures are from the search-indexed copy of Oaken's own rates page: Savings Account 3%, rates in effect since 11/06/2026, interest calculated daily and paid monthly, and from Oaken's own site copy: 'No fixed term' and 'No monthly fees' for savings accounts. No chequing account is published by Oaken Financial; it publishes savings accounts and GICs only. Transaction counts, e-Transfer, NSF, overdraft and ATM charges were not published on the pages reached, so they are null.
Source: https://www.oaken.com/en-ca/savings-account-rates/ | Captured 2026-11-15
TFSA Savings Account
Type: savings
| Monthly fee | No monthly fees |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 3% |
Listed in Oaken's own Savings Account Rates table (search-indexed; direct open returned 429 and was not retried): TFSA Savings Account 3%, rates in effect since 11/06/2026. Each deposit is available through either Home Bank or Home Trust Company, both CDIC members, per Oaken. Other charges were not published on the pages reached, so they are null.
Source: https://www.oaken.com/en-ca/savings-account-rates/ | Captured 2026-11-15
RRSP Savings Account
Type: savings
| Monthly fee | No monthly fees |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 3% |
Listed in Oaken's own Savings Account Rates table (search-indexed; direct open returned 429 and was not retried): RRSP Savings Account 3%, rates in effect since 11/06/2026. Other charges were not published on the pages reached, so they are null.
Source: https://www.oaken.com/en-ca/savings-account-rates/ | Captured 2026-11-15
Spousal RRSP Savings Account
Type: savings
| Monthly fee | No monthly fees |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 3% |
Listed in Oaken's own Savings Account Rates table (search-indexed; direct open returned 429 and was not retried): Spousal RRSP Savings Account 3%, rates in effect since 11/06/2026. Other charges were not published on the pages reached, so they are null.
Source: https://www.oaken.com/en-ca/savings-account-rates/ | Captured 2026-11-15