Bank Accounts
Neo Financial: accounts and charges
4 accounts captured from Neo Financial's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
Neo Chequing account
Type: chequing
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | $0 / transfer |
| NSF fee | $0 |
| Overdraft | Not in the published capture |
| ATM fees | Cash withdrawal fee with the Neo Money card: $0 |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 0% |
Interest rate from Neo's own Account Interest Rates page (fetched 2026-11-15): Neo Chequing account 0%, rate as of October 29, 2026, balance limit per account $200,000. Fees from Neo's own accounts and What's Changing pages: $0 Neo Chequing account fees; No monthly fees, No minimum balance. Future change published by Neo: Starting January 1, 2027, NSF fee $4.99, cash withdrawal fee $1.50, Interac e-Transfer send fee $1/transfer, each $0 with a Neo membership (Start, Build or Grow). Overdraft charge and included-transaction count were not published on the pages reached, so they are null.
Source: https://www.neofinancial.com/accounts/interest-rates | Captured 2026-11-15
Neo Savings account
Type: hisa
| Monthly fee | Membership fees range from $0 to $14.99 per month |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 2.25% - 3% (Essentials 2.25%, Start 2.5%, Build 2.75%, Grow 3%) |
From Neo's own Account Interest Rates page (fetched 2026-11-15): Neo Savings account 2.25% - 3%, exact rate depends on membership, rate as of October 29, 2026, balance limit per account $200,000; Membership fees range from $0 to $14.99 per month. Subscribe to Grow to unlock the highest savings rate. Transaction, e-Transfer, NSF, overdraft and ATM charges for this savings account were not published on the pages reached, so they are null.
Source: https://www.neofinancial.com/accounts/interest-rates | Captured 2026-11-15
Neo Everyday account
Type: chequing
| Monthly fee | Not in the published capture |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 0% |
From Neo's own Account Interest Rates page (fetched 2026-11-15): Neo Everyday account 0%, rate as of October 21, 2026. New accounts can't be opened, but you can get a Neo Chequing account instead. Balance limit per account $200,000. Fee details were not published on the page reached, so fee fields are null. Legacy account, closed to new openings.
Source: https://www.neofinancial.com/accounts/interest-rates | Captured 2026-11-15
Neo High-Interest Savings account
Type: hisa
| Monthly fee | Not in the published capture |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 1.25% |
From Neo's own Account Interest Rates page (fetched 2026-11-15): Neo High-Interest Savings account 1.25%, rate as of October 29, 2026. New accounts can't be opened, but you can get a Neo Savings account instead. Balance limit per account $200,000. Fee details were not published on the page reached, so fee fields are null. Legacy account, closed to new openings.
Source: https://www.neofinancial.com/accounts/interest-rates | Captured 2026-11-15