Bank Accounts
KOHO: accounts and charges
3 accounts captured from KOHO's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
Core
Type: chequing
| Monthly fee | $0/mo |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Free |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Free 30-day trial |
| Interest rate as published | 2% |
Plan published as Core on koho.ca/accounts (crawled 2026-11-15). Cash back: 1% on groceries, transportation, food & drinks; 0% on everything else. Page says Free real-time e-transfers and Unlimited transactions. KOHO help page (help.koho.ca compare-plans, search-indexed, page open returned 429 and was not retried) listed different billing: Essential $7/mo monthly billing ($0 with a qualified action: direct deposit or $1,000 deposited each month), Extra $18/mo monthly or $12/mo yearly, Everything $22/mo monthly or $14.75/mo yearly; the accounts-page $12/mo and $14.75/mo figures therefore appear to be per-month equivalents of yearly billing. NSF fee, overdraft charge and domestic ATM fee were not published on the pages reached, so they are null. Cover cash advance (up to $500, from $2/month) is published on koho.ca as an add-on, not as overdraft.
Source: https://www.koho.ca/accounts/ | Captured 2026-11-15
Extra
Type: chequing
| Monthly fee | $12/mo |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Free |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | 1st Free (international ATM withdrawal, per 'No International ATM fees' row) |
| Published welcome bonus | Free 30-day trial |
| Interest rate as published | 2.5% |
Cash back: 1.5% on groceries, transportation, food & drinks; 0.25% on everything else. No Foreign Transaction Fees. Help-page search result listed Extra at $18/mo on monthly billing and $12/mo ($144/yr) on yearly billing; accounts page publishes $12/mo. NSF fee, overdraft charge and domestic ATM fee were not published on the pages reached, so they are null.
Source: https://www.koho.ca/accounts/ | Captured 2026-11-15
Everything
Type: chequing
| Monthly fee | $14.75/mo |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Free |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | 1st Free (international ATM withdrawal, per 'No International ATM fees' row) |
| Published welcome bonus | Free 30-day trial |
| Interest rate as published | 3.5% |
Cash back: 2% on groceries, transportation, food & drinks; 0.5% on everything else. No Foreign Transaction Fees. Help-page search result listed Everything at $22/mo on monthly billing and $14.75/mo ($177/yr) on yearly billing; accounts page publishes $14.75/mo. NSF fee, overdraft charge and domestic ATM fee were not published on the pages reached, so they are null.
Source: https://www.koho.ca/accounts/ | Captured 2026-11-15