Bank Accounts
EQ Bank: accounts and charges
3 accounts captured from EQ Bank's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
Personal Account
Type: chequing
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Free |
| NSF fee | Not in the published capture |
| Overdraft | $0, page states: We don't charge account fees, fees for sending or receiving Interac e-Transfers, fees for bill payments, overdraft fees, or dormant account fees |
| ATM fees | We don't charge any fees for any ATM withdrawals in Canada. Plus, we reimburse any fees or surcharges charged by Canadian ATM providers, up to $5 per withdrawal, up to 5 times per month, within 10 business days (with EQ Bank Card) |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 1.50% base rate; 3.00% with qualifying recurring direct deposits of at least $2000/month (Base Rate plus an additional 1.50%) |
From EQ Bank's own Personal Account page (fetched 2026-11-15) and its Everyday Banking page disclosure: Zero everyday banking fees; No monthly fees, no minimum balances; unlimited number of transactions each month. Fee-waiver field is null because the page states no minimum balances rather than a waiver threshold. A separate NSF fee was not published on the pages reached, so nsf_fee is null. Acts like chequing, earns like savings.
Source: https://www.eqbank.ca/personal-banking/personal-account | Captured 2026-11-15
10 Day Notice Savings Account
Type: hisa
| Monthly fee | Not in the published capture |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 2.35% |
From EQ Bank's own Notice Savings Account page as returned in search crawl: For the 10 Day Notice Savings Account, the interest rate is 2.35%. Page states free unlimited deposits and withdrawals, with withdrawals subject to the 10-day notice period (funds available on the 11th day). Monthly fee and other charges were not published on the page excerpt reached, so they are null. The full page could not be opened in this pass due to a 429 from the fetch service.
Source: https://www.eqbank.ca/personal-banking/notice-savings-account | Captured 2026-11-15
30 Day Notice Savings Account
Type: hisa
| Monthly fee | Not in the published capture |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | 2.75% |
From EQ Bank's own Notice Savings Account page as returned in search crawl: For the 30 Day Notice Savings Account, the interest rate is 2.75%. Page states free unlimited deposits and withdrawals, with withdrawals subject to the 30-day notice period (funds available on the 31st day). Monthly fee and other charges were not published on the page excerpt reached, so they are null. The full page could not be opened in this pass due to a 429 from the fetch service.
Source: https://www.eqbank.ca/personal-banking/notice-savings-account | Captured 2026-11-15