Bank Accounts
ATB Financial: accounts and charges
8 accounts captured from ATB Financial's own published pages and fee schedules, captured 2026-11-15. Charges are printed exactly as published.
Basic Account
Type: chequing
| Monthly fee | $3.95 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | 15 |
| Excess transaction fee | $1.75 |
| Interac e-Transfer fee | Free |
| NSF fee | $10.00 |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is ATB Financial's own Personal Accounts Additional Services and Associated Charges form F1488. Full PDF text fetch returned 429 in this pass; figures are those in the search-indexed excerpt of the June 1, 2026 (and, where noted, March 12, 2026) PDF. Charges not in the excerpt are null. March PDF: 'Monthly maintenance fee $3.95 for 15 debit transactions'; over-limit fees $1.75 each for in-branch withdrawals and transfers, $1.75 each for cheques, $1.75 each for electronic withdrawals/transfers including Global Transfers, $2.00 each for bill payments (June excerpt, summarised in excess field as $1.75 - see full list in capture file). NSF Fee on Personal Accounts $10.00, no more than one NSF fee within a two business day period per account (March PDF). ATB fee-changes page (April 14, 2026) says Basic Account Interac e-Transfers will now be free and a monthly fee waiver is available for clients in one of four specified government programs - waiver balance is not a balance, so fee_waiver_min_balance is null. Source for e-Transfer change: https://www.ATB.com/personal/fee-changes/
Source: https://cms12.atb.com/siteassets/pdf/personal/chequing-accounts/additional-services-and-associated-charges.pdf | Captured 2026-11-15
Freedom Account
Type: chequing
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is ATB Financial's own Personal Accounts Additional Services and Associated Charges form F1488. Full PDF text fetch returned 429 in this pass; figures are those in the search-indexed excerpt of the June 1, 2026 (and, where noted, March 12, 2026) PDF. Charges not in the excerpt are null. ATB 59+ Banking page verbatim: 'Get the Freedom Account for $0 a month with unlimited transactions' and 'If you're 59 or older, enjoy unlimited transactions with no monthly fee.' e-Transfer, NSF (general personal NSF $10.00 in March F1488 - not account-specific in excerpt), overdraft and ATM fees not published for this account in excerpt reached, so null in fields.
Source: https://www.atb.com/personal/everyday-banking/59-plus-banking/ | Captured 2026-11-15
Generation Account
Type: chequing
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Unlimited |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Unlimited, free |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is ATB Financial's own Personal Accounts Additional Services and Associated Charges form F1488. Full PDF text fetch returned 429 in this pass; figures are those in the search-indexed excerpt of the June 1, 2026 (and, where noted, March 12, 2026) PDF. Charges not in the excerpt are null. ATB 18-25 Banking page excerpt: 'Monthly fee, $0, Interac e-Transfer®, Unlimited, free, Maximum transactions, Unlimited, free, Maximum age, 25 years old' and 'no monthly fee banking for all Albertans aged 18-25'. That page also advertised 'New clients: Earn up to $250 when you open this package' / '$100 cash' for opening a chequing account and Mastercard together, offer July 6, 2026 to September 30, 2026 in the excerpt - that is a package/card offer, not a standalone account welcome bonus, so welcome_bonus is null and the offer is recorded here. Other charges not published in excerpt.
Source: https://atb.com/personal/adulting-essentials | Captured 2026-11-15
US Dollar Chequing Account
Type: chequing
| Monthly fee | $0 or 2.95 USD |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is ATB Financial's own Personal Accounts Additional Services and Associated Charges form F1488. Full PDF text fetch returned 429 in this pass; figures are those in the search-indexed excerpt of the June 1, 2026 (and, where noted, March 12, 2026) PDF. Charges not in the excerpt are null. F1488 excerpt verbatim: 'Monthly maintenance fee $0 or 2.95 USD15' (footnote 15 not reproduced in excerpt). ATB 59+ page: 'Enjoy no monthly fee if you have the Freedom Account' for USD chequing. Other charges not in excerpt.
Source: https://atbf02mstre0zd1prod.dxcloud.episerver.net/siteassets/pdf/personal/chequing-accounts/additional-services-and-associated-charges.pdf | Captured 2026-11-15
Springboard Savings Account
Type: hisa
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | 1 free debit per month |
| Excess transaction fee | $5.00 |
| Interac e-Transfer fee | $1.50 |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
F1488 June excerpt: 'Springboard Savings Account Monthly Fee $0 Interac e-Transfer $1.50'; 'In branch and ABM withdrawals and transfers 1 free debit per month then $5.00 per [item]'; 'Cheques written $5.00 per item Outgoing electronic transactions $5.00 per item'. Interest rate not published in ATB excerpt reached, so null (a 0.5% figure appeared only in a third-party summary and was not used).
Source: https://atbf02mstre0zd1prod.dxcloud.episerver.net/siteassets/pdf/personal/chequing-accounts/additional-services-and-associated-charges.pdf | Captured 2026-11-15
ATB Climber Savings Account
Type: savings
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | $5.00 |
| Interac e-Transfer fee | $1.50 |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is ATB Financial's own Personal Accounts Additional Services and Associated Charges form F1488. Full PDF text fetch returned 429 in this pass; figures are those in the search-indexed excerpt of the June 1, 2026 (and, where noted, March 12, 2026) PDF. Charges not in the excerpt are null. F1488 June excerpt: 'ATB Climber Savings Account Monthly Fee $0 Interac e-Transfer $1.50'; 'Cheques written Not allowed Outgoing electronic transactions $5.00 per item'. Included transactions and interest rate not published in excerpt, so null.
Source: https://atbf02mstre0zd1prod.dxcloud.episerver.net/siteassets/pdf/personal/chequing-accounts/additional-services-and-associated-charges.pdf | Captured 2026-11-15
US Dollar Savings Account
Type: savings
| Monthly fee | $0 |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is ATB Financial's own Personal Accounts Additional Services and Associated Charges form F1488. Full PDF text fetch returned 429 in this pass; figures are those in the search-indexed excerpt of the June 1, 2026 (and, where noted, March 12, 2026) PDF. Charges not in the excerpt are null. March F1488 excerpt: 'US Dollar Savings Account Monthly maintenance fee $0'. Other charges and interest rate not published in excerpt, so null.
Source: https://cms12.atb.com/siteassets/pdf/personal/chequing-accounts/additional-services-and-associated-charges.pdf | Captured 2026-11-15
Tax-Free Saver Account
Type: savings
| Monthly fee | Not in the published capture |
|---|---|
| Fee waiver minimum balance | Not in the published capture |
| Included transactions | Not in the published capture |
| Excess transaction fee | Not in the published capture |
| Interac e-Transfer fee | Not in the published capture |
| NSF fee | Not in the published capture |
| Overdraft | Not in the published capture |
| ATM fees | Not in the published capture |
| Published welcome bonus | Not in the published capture |
| Interest rate as published | Not in the published capture |
Source is ATB Financial's own Personal Accounts Additional Services and Associated Charges form F1488. Full PDF text fetch returned 429 in this pass; figures are those in the search-indexed excerpt of the June 1, 2026 (and, where noted, March 12, 2026) PDF. Charges not in the excerpt are null. Listed on ATB 59+ page only as: 'Earn tax-free interest on your total balance. Contribute up to $7,000 annually and withdraw your money at any time. No minimum balance.' No monthly fee, transaction, e-Transfer, NSF, overdraft, ATM or interest rate figure was published in the excerpt reached, so all are null. This is a TFSA savings account.
Source: https://www.atb.com/personal/everyday-banking/59-plus-banking/ | Captured 2026-11-15